6815 Middle Rd, Middletown, VA 22645 Property Records

Frederick County property record for 6815 Middle Rd, Middletown, VA 22645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1971
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Jul 2007)
Tax Bill	$1,591 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`72A-70A`

Property Details

APN / Parcel Number

Primary APN	`72A-70A`
Alternative APN	`8022072`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	1,568 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8022072
Street Address	6815 MIDDLE RD
City	MIDDLETOWN
State	VA
Zip	22645-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	1.00 ACRE
Jurisdiction	FREDERICK VA
Township / Civil Division	BACK CREEK
Census Block Group	2
Census Block	2024
Census Tract	50600

Owner

Source: Frederick County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6815 MIDDLE RD, MIDDLETOWN, VA 22645-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE COUNTY
Feb 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF CLARKE COUNTY
Jun 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF CLARKE COUNTY
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Mar 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF CLARKE COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2007 · Amount on Record
Deed Sale	Jul 18, 2007 · Amount on Record
Deed Book / Page	700 / 11569
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	6815 MIDDLE RD, MIDDLETOWN, VA 22645-2114
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006990
Date	Apr 27, 2021
Instrument	210006990

Lender

Name	BANK OF CLARKE COUNTY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	6815 MIDDLE RD, MIDDLETOWN, VA 22645-2114
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001785
Date	Feb 2, 2021
Instrument	210001785

Lender

Name	BANK OF CLARKE COUNTY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.63%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	6815 MIDDLE RD, MIDDLETOWN, VA 22645-2114
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007240
Date	Jun 7, 2022
Instrument	220007240

Lender

Name	BANK OF CLARKE COUNTY

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	6815 MIDDLE RD, MIDDLETOWN, VA 22645-2114
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010244
Date	Nov 17, 2023
Instrument	230010244

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2053

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	6815 MIDDLE RD, MIDDLETOWN, VA 22645-2114
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002288
Date	Mar 15, 2019
Instrument	190002288

Lender

Name	BANK OF CLARKE COUNTY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,591.00 (+10.41%)	$300,240 (-) Land $103,000 Building $197,240	$300,240 (-) Land $103,000 Building $197,240
2025	$1,441.00	$300,240 Land $103,000 Building $197,240	$300,240 Land $103,000 Building $197,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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