6814 E M 20, Hesperia, MI 49421 Property Records

Oceana County property record for 6814 E M 20, Hesperia, MI 49421

Property Summary

Property Type	Single Family Home
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,594 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-028-400-13`

Property Details

APN / Parcel Number

Primary APN	`014-028-400-13`

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	6814 E M 20
City	HESPERIA
State	MI
Zip	49421-9090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6814 E M-20 QC-L2007P21314 QC-L2008P23051SEC 28 T14N R15W. 10 A W 10 A OF W 25 A OF SW 1/4 OF SE 1/4 EXC HWY R/W. 2008 SPLIT
Legal Range	15W
Legal Township	14N
Legal Section	28
Jurisdiction	OCEANA MI
Township / Civil Division	NEWFIELD
Census Block Group	1
Census Block	1000
Census Tract	10600

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6814 E M 20, HESPERIA, MI 49421-9090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jun 4, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 10, 2008
Transfer Doc	2008/023051
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	6814 E M 20, HESPERIA, MI 49421-9090
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6814 E M 20, HESPERIA, MI 49421-9090

Mortgage

Document Number	2023/19835
Date	Nov 8, 2023
Book Page	2023/19835
Instrument	202300005434

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	6814 E M 20, HESPERIA, MI 49421-9090
Transaction Type	Mortgage
Record Updated	Aug 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/009611
Date	Jun 4, 2019
Book Page	2019/009611
Instrument	201900003274

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 1, 2039

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Newfield Township
Unified School District	Hesperia Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,400 (+6.56%) Land $180,400	$360,800 (+6.56%) Land $360,800
2025	$2,594.00 (+2.77%) Homeowner's exemption	$169,300 (+33.62%) Land $169,300	$338,600 (+33.62%) Land $338,600
2024	$2,524.00 (+10.07%)
2023		$126,700 Land $126,700	$253,400 (-) Land $253,400
2022	$2,293.00		$253,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: NCATS.

Cell Coverage

5G and 4G LTE (outdoors only)

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