6812 Corte de Oro, Modesto, CA 95356 Property Records

Stanislaus County property record for 6812 Corte de Oro, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 6,828 sqft · built 1992
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Trust Names on File
Last Sale	$2,100,000 (Aug 2017)
Tax Bill	$27,510 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-088-010-000`

Property Details

APN / Parcel Number

Primary APN	`004-088-010-000`
Alternative APN	`0048810`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	6,828 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Construction Type	Wood
Lot Area	87,991 sqft (2.02 acres)
Parking Spaces	4 Parking Spaces
Patio Area	959 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0048810
Street Address	6812 CORTE DE ORO
City	MODESTO
State	CA
Zip	95356-8885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 RANCHO DEL RIO
Legal Subdivision	RANCHO DEL RIO
Legal Lot Number	15
Jurisdiction	STANISLAUS CA
Township / Civil Division	SALIDA
Census Block Group	1
Census Block	1018
Census Tract	501

Owner

Source: Stanislaus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Co-owner	Verified Secondary Owner
Mailing Address	6812 CORTE DE ORO, MODESTO, CA 95356-8885
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Aug 2, 2017	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Aug 2, 2017 · Amount on Record
Deed Sale	Aug 2, 2017 · Amount on Record
Prior Sale	Jul 29, 2004
Deed Document Number	2017-0056162
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	6812 CORTE DE ORO, MODESTO, CA 95356-8885
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6812 CORTE DE ORO, MODESTO, CA 95356-8885

Mortgage

Document Number	0000116585
Date	Dec 14, 2021
Instrument	2021-0116585

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 2, 2017
Property Address	6812 CORTE DE ORO, MODESTO, CA 95356-8885
Document Number	0000056162
Map Reference	MAP34 PG8
Instrument Date	Jul 17, 2017
Instrument	2017-0056162
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	6812 CORTE DE ORO, MODESTO, CA 95356-8885

Mortgage

Document Number	0000056163
Date	Aug 2, 2017
Instrument	2017-0056163

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$27,510.00 (+5.6%) Homeowner's exemption	$2,389,438 (+4.04%) Land $938,708 Building $1,450,730
2023	$26,052.00 (+2.8%) Homeowner's exemption	$2,296,655 Land $902,257 Building $1,394,398
2022	$25,343.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO - DEL RIO serves 1,346 people · EPA ID CA5010029
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Spectrum.

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