6812 Charles Ave, Parma (Cleveland), OH 44129 Property Records

Cuyahoga County property record for 6812 Charles Ave, Parma, OH 44129

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,662 sqft · built 1929
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Oct 2008)
Tax Bill	$3,460 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`448-01-113`

Property Details

APN / Parcel Number

Primary APN	`448-01-113`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
Gross Area	2,802 sqft
1st Floor Area	1,120 sqft
2nd Floor Area	542 sqft
Basement Area	1,140 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	6812 CHARLES AVE
City	CLEVELAND
State	OH
Zip	44129-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-A
Legal Description	12 RDGW#10 5593 ALL
Legal Subdivision	RDGW#10
Legal Lot Number	5593
Jurisdiction	CUYAHOGA OH
Township / Civil Division	PARMA
Census Block Group	3
Census Block	3008
Census Tract	177406

Owner

6812 Charles Ave is owned and occupied by an individual who bought it in October 2008.

Source: Cuyahoga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	6812 CHARLES AVE, CLEVELAND, OH 44129-3719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit CU OF OHIO
Dec 1, 2019	Loan Modification, Mortgage · FHA Mortgage US BK
Jul 25, 2017	Loan Modification, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2008 · Amount on File
Deed Sale	Oct 10, 2008 · Amount on File
Prior Sale	Feb 28, 1985
Deed Document Number	2008467
Prior Transfer Date	Mar 13, 2000
Prior Transfer Doc	0000000270
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6812 CHARLES AVE, PARMA, OH 44129-3719
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000040
Date	Mar 11, 2024
Instrument	202403110040

Lender

Name	CU OF OHIO
Type	Credit Union
Address	HILLIARD, OH 43026

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	6812 CHARLES AVE, PARMA, OH 44129-3719
Document Number	0012180837
Instrument Date	Dec 1, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6812 CHARLES AVE PARMA OH 441293719, PARMA, OH 44129-3719

Mortgage

Document Number	0012180837
Date	Dec 18, 2019
Instrument	12180837

Lender

Name	US BK
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

Interest

Rate	4.12%

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	6812 CHARLES AVE, PARMA, OH 44129-3719
Document Number	0008140325
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6812 CHARLES AVE PARMA OH 441293719, PARMA, OH 44129-3719

Mortgage

Document Number	0008140325
Date	Aug 14, 2017
Instrument	8140325

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 6812 Charles Ave was $3,460, up 5.4% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Parma City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,460.00 (+5.42%) Homeowner's exemption	$59,920 (-) Land $12,040 Building $47,880	$171,200 (-) Land $34,400 Building $136,800
2024	$3,282.00 (-6.34%) Homeowner's exemption	$59,920 (+20.73%) Land $12,040 Building $47,880	$171,200 Land $34,400 Building $136,800
2023	$3,504.00 (+0.95%) Homeowner's exemption	$49,630 (-) Land $10,640 Building $38,990
2022	$3,471.00 Homeowner's exemption	$49,630 Land $10,640 Building $38,990
2021			$141,800 Land $30,400 Building $111,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6812 Charles Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6812 Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 960 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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