6811 N Howard St, Spokane, WA 99208 Property Records

Spokane County property record for 6811 N Howard St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,603 sqft · built 1964
Lot Size	0.176 acres (7,680 sqft)
Owner	2 Company Names on File
Tax Bill	$3,366 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36304.0923`

Property Details

APN / Parcel Number

Primary APN	`36304.0923`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,603 sqft Living Area
Gross Area	2,183 sqft
1st Floor Area	1,103 sqft
Basement Area	1,080 sqft
Finished Basement	500 sqft
Unfinished Basement	580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6811 N HOWARD ST
City	SPOKANE
State	WA
Zip	99208-4063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	SPOKANE TERRACE LTS 5&6 B9
Legal Range	43E
Legal Township	26N
Legal Section	30
Legal Subdivision	SPOKANE TERRACE
Legal Block	9
Legal Lot Number	5,6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2008
Census Tract	11000

Owner

6811 N Howard St is owned by a company that acquired it in May 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Company Names on File
Mailing Address	6811 N HOWARD ST, SPOKANE, WA 99208-4063
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Aug 11, 2017	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 7, 2025
Transfer Doc	0007416514
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6811 N HOWARD ST, SPOKANE, WA 99208-4063
Document Number	0006964149
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6811 N HOWARD ST SPOKANE WA 992084063, SPOKANE, WA 99208-4063

Mortgage

Document Number	0006964149
Date	Sep 3, 2020
Instrument	6964149

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6811 N HOWARD ST, SPOKANE, WA 99208-4063
Document Number	0006633057
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6811 N HOWARD ST SPOKANE WA 992084063, SPOKANE, WA 99208-4063

Mortgage

Document Number	0006633057
Date	Aug 22, 2017
Instrument	6633057

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 21, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 6811 N Howard St was $3,366, up 4.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,366.00 (+4.6%)	$306,600 (-4.84%) Land $80,000 Building $226,600	$306,600 (-4.84%) Land $80,000 Building $226,600
2025	$3,218.00	$322,200 (-0.77%) Land $75,000 Building $247,200	$322,200 (-0.77%) Land $75,000 Building $247,200
2024		$324,700 (+29.88%) Land $60,000 Building $264,700	$324,700 (+29.88%) Land $60,000 Building $264,700
2023	$3,304.00 (+5.76%)	$250,000 Land $45,000 Building $205,000	$250,000 Land $45,000 Building $205,000
2022	$3,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6811 N Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 6811 N Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 3 serves 3,768 people · EPA ID WA5393353
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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