6811 Cedar Lake Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 6811 Cedar Lake Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,466 sqft · built 1884
Lot Size	2.59 acres (112,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2025)
Tax Bill	$2,554 (2026)
Deeds & Mortgages	May 2026 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16623`

Property Details

APN / Parcel Number

Primary APN	`16623`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,466 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	112,820 sqft (2.59 acres)
Porch	Slab
Deck Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6811 CEDAR LAKE DR
City	GLOUCESTER
State	VA
Zip	23061-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	PONDS
Legal Subdivision	PLAT: PDB205 199
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1003
Census Tract	100201

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6811 CEDAR LAKE DR, GLOUCESTER, VA 23061-4233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · VA Mortgage TRUST BANK
Jun 17, 2020	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	20252039
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Recording Date	May 19, 2026
Property Address	6811 CEDAR LAKE DR, GLOUCESTER, VA 23061-4233
Document Number	0000002186
Instrument Date	May 13, 2026
Instrument	20262186
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Surviving Joint Tenant, 290
Address	6811 CEDAR LAKE DR, GLOUCESTER, VA 23061-4233

Mortgage

Document Number	0000002186,
Date	May 19, 2026
Instrument	20262186

Lender

Name	TRUST BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 17, 2020
Property Address	6811 CEDAR LAKE DR, GLOUCESTER, VA 23061-4233
Document Number	0200002879
Instrument Date	May 29, 2020
Instrument	200002879
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6811 CEDAR LAKE DR, GLOUCESTER, VA 23061-4233

Mortgage

Document Number	0200002880
Date	Jun 17, 2020
Instrument	200002880

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,554.00 (+40.64%)	$438,140 (+52.43%) Land $79,150 Building $358,990	$438,140 (+52.43%) Land $79,150 Building $358,990
2025	$1,816.00 (+8.42%)	$287,440 (-) Land $55,550 Building $231,890	$287,440 (-) Land $55,550 Building $231,890
2024	$1,675.00 (+0.36%)	$287,440 (+0.4%) Land $55,550 Building $231,890	$287,440 (+0.4%) Land $55,550 Building $231,890
2023	$1,669.00 (-0.36%)	$286,300 (+23.91%) Land $55,550 Building $230,750	$286,300 (+23.91%) Land $55,550 Building $230,750
2022	$1,675.00	$231,050 Land $49,540 Building $181,510	$231,050 Land $49,540 Building $181,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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