Lubbock County property record for 6810 54th St, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,051 sqft · built 2023 |
| Lot Size | 0.145 acres (6,332 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,600 (Jan 2024) |
| Tax Bill | $5,303 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R343194 |
| Primary APN | R343194 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,051 sqft Living Area |
| Gross Area | 2,491 sqft |
| 1st Floor Area | 2,051 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,332 sqft (0.145 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6810 54TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTMONT L 76 |
| Legal Subdivision | WESTMONT |
| Legal Lot Number | 76 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 10419 |
Source: Lubbock County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6810 54TH ST, LUBBOCK, TX 79407-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC |
| Jan 30, 2024 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on Record |
| Deed Sale | Jan 30, 2024 · Amount on Record |
| Deed Document Number | 20243960 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | May 18, 2026 |
| Property Address | 6810 54TH ST, LUBBOCK, TX 79407-2035 |
| Document Number | 0000018777 |
| Instrument Date | May 14, 2026 |
| Instrument | 202618777 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6807 52ND ST, LUBBOCK, TX 79407-5203 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018777, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 202618777 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jan 30, 2024 |
| Property Address | 6810 54TH ST, LUBBOCK, TX 79407-2035 |
| Document Number | 0000003960 |
| Map Reference | FILE 2021025895 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 2024003960 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 18, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6305 82ND ST, LUBBOCK, TX 79424-3681 |
| Name | Verified Name |
|---|---|
| Address | 6810 54TH ST, LUBBOCK, TX 79407-2035 |
| Document Number | 0000003961 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 2024003961 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2039 |
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Frenship Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,303.00 (-8.24%) | $257,563 (+730.13%) Land $44,324 Building $213,239 | $257,563 (+730.13%) Land $44,324 Building $213,239 |
| 2024 | $5,779.00 (+790.45%) | ||
| 2023 | $649.00 (+1,280.85%) | $31,027 Land $31,027 | $31,027 Land $31,027 |
| 2022 | $47.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 49% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
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