Caroline County property record for 681 Welsh Dr, Ruther Glen, VA 22546
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,080 sqft · built 1988 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Dec 2023) |
| Tax Bill | $1,820 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51A6-1 B-481 |
| Primary APN | 51A6-1 B-481 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 2,484 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 907 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,001 sqft (0.276 acres) |
| Terrain | Rolling |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 18592 |
|---|---|
| Street Address | 681 WELSH DR |
| City | RUTHER GLEN |
| State | VA |
| Zip | 22546-1157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE LAND OR LOT B481 |
| Legal Subdivision | LAKE LAND |
| Legal Lot Number | B481 |
| Jurisdiction | CAROLINE VA |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 30502 |
Source: Caroline County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 681 WELSH DR, RUTHER GLEN, VA 22546-1157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Aug 23, 2023 | Bargain and Sale Deed, Transfer · VA Mortgage OLD DOMINION CAPITAL GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on Record |
| Deed Sale | Dec 18, 2023 · Amount on Record |
| Prior Sale | Aug 23, 2023 · Amount on Record |
| Deed Document Number | 20234567 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Dec 18, 2023 |
| Property Address | 681 WELSH DR, RUTHER GLEN, VA 22546-1157 |
| Document Number | 0230004567 |
| Map Reference | MB 205 PG 398 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 230004567 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 681 WELSH DR, RUTHER GLEN, VA 22546-1157 |
| Document Number | 0230004568 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 230004568 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Number | 0230004569 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 230004569 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Aug 23, 2023 |
| Property Address | 681 WELSH DR, RUTHER GLEN, VA 22546-1157 |
| Document Number | 0230003186 |
| Map Reference | MB 205 PG 398 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 230003186 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1500 CANDLEWOOD ST, FREDERICKSBURG, VA 22407-4817 |
| Document Number | 0230003187 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 230003187 |
| Name | OLD DOMINION CAPITAL GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Feb 21, 2024 |
Source: Caroline County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,820.00 (-99.25%) | $313,780 (+61.41%) Land $50,000 Building $263,780 | |
| 2025 | $241,610.00 (+16,050.4%) | $313,780 (+61.41%) Land $50,000 Building $263,780 | |
| 2023 | $1,496.00 | $194,400 Land $46,000 Building $148,400 | |
| 2022 | $194,400 Land $46,000 Building $148,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE LAND`OR private · serves 4,818 people · EPA ID VA6033450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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