681 Villaverde Ct, Norman, OK 73071 Property Records

Cleveland County property record for 681 Villaverde Ct, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · built 2022
Lot Size	0.503 acres (21,911 sqft)
Owner	Individual Name on Record
Last Sale	$660,000 (Jan 2025)
Tax Bill	$9,905 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NC29MTRD1 2 4001`

Property Details

APN / Parcel Number

Primary APN	`NC29MTRD1 2 4001`
Alternative APN	`172736`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Storm Shelter	Storm Shelter
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,911 sqft (0.503 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	172736
Street Address	681 VILLAVERDE CT
City	NORMAN
State	OK
Zip	73071-5092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTORO RIDGE 1 LOT 4 BLOCK 2
Legal Range	02W
Legal Township	09N
Legal Section	17
Legal Subdivision	MONTORO RIDGE 1
Legal Block	2
Legal Lot Number	4
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5008
Census Tract	201403

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	681 VILLAVERDE CT, NORMAN, OK 73071-5092
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
Aug 12, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 17, 2021	Warranty Deed, Construction Loan · Construction Mortgage INTERBANK
Mar 28, 2019	Grant Deed, Mortgage CROSSFIRST BK
Mar 28, 2019	Grant Deed, Mortgage CROSSFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2025 · Amount on Record
Deed Sale	Jan 7, 2025 · Amount on Record
Prior Sale	Aug 12, 2022 · Amount on Record
Deed Document Number	R 2025 422
Deed Book / Page	6752 / 282
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	681 VILLAVERDE CT, NORMAN, OK 73071-5092
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16020 SERENE FLEMING TRCE, AUSTIN, TX 78728-3707

Mortgage

Document Number	R202530256
Date	Oct 21, 2025
Book Page	6873/1185
Instrument	R 2025 30256

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2055

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Aug 12, 2022
Property Address	681 VILLAVERDE CT, NORMAN, OK 73071-5092
Document Number	R202229361
Book / Page	6461 / 664
Instrument Date	Aug 10, 2022
Instrument	R 2022 29361
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$997.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	681 VILLAVERDE CT, NORMAN, OK 73071-5092

Mortgage

Document Number	R202229362
Date	Aug 12, 2022
Instrument	R 2022 29362

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Nov 17, 2021
Property Address	681 VILLAVERDE CT, NORMAN, OK 73071-5092
Document Number	R202149157
Book / Page	6344 / 975
Instrument Date	Nov 16, 2021
Instrument	R 2021 49157
Transaction Type	Construction Loan
Record Updated	Feb 5, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CORP

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 WASHINGTON DR, OKLAHOMA CITY, OK 73116

Mortgage

Document Number	R202149158
Date	Nov 17, 2021
Instrument	R 2021 49158

Lender

Name	INTERBANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 28, 2019
Property Address	681 VILLAVERDE CT, NORMAN, OK 73071-5092
Book / Page	005904 / 000715
Instrument Date	Mar 25, 2019
Instrument	8708
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1400 N PORTER AVE NORMAN OK 730716604, NORMAN, OK 73071-6604

Mortgage

Document Number	0000008708
Date	Mar 28, 2019
Book Page	005904/000715
Instrument	8708

Lender

Name	CROSSFIRST BK
Type	Bank
Address	5001 GAILLARDIA CORPORATE PL, OKLAHOMA CITY, OK 73142-1868

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

March 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 28, 2019
Property Address	681 VILLAVERDE CT, NORMAN, OK 73071-5092
Book / Page	005904 / 000715
Instrument Date	Mar 25, 2019
Instrument	8708
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1400 N PORTER AVE NORMAN OK 730716604, NORMAN, OK 73071-6604

Mortgage

Document Number	0000008708
Date	Mar 28, 2019
Book Page	005904/000715
Instrument	8708

Lender

Name	CROSSFIRST BK
Type	Bank
Address	5001 GAILLARDIA CORPORATE PL, OKLAHOMA CITY, OK 73142-1868

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,905.00 (+25.62%) Homeowner's exemption	$83,544 (+27.23%) Land $10,819 Building $72,725	$696,202 (+27.23%) Land $90,160 Building $606,042
2023	$7,885.00	$65,665 Land $10,819 Building $54,846	$547,214 Land $90,160 Building $457,054

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: OEC Fiber.

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