681 Union Rd, Somerville, AL 35670 Property Records

Morgan County property record for 681 Union Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,434 sqft · built 2002
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,900 (Jun 2025)
Tax Bill	$692 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-02-04-0-000-012.012`

Property Details

APN / Parcel Number

Primary APN	`17-02-04-0-000-012.012`
Alternative APNs	`158331` `77847`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,434 sqft Living Area
1st Floor Area	1,434 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Garage Area	891 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	158331
Street Address	681 UNION RD
City	SOMERVILLE
State	AL
Zip	35670-5854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SW COR OF NW1/4 OF SW1/4 OF SEC 4, T7S, R2W TH E 403', TH N 551.05', TO TPOB. TH E 139.28', TH NE'LY 499.64', TH NW'LY
Legal Range	2W
Legal Township	7S
Legal Section	04
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2061
Census Tract	5405

Owner

Source: Morgan County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1417 BROOKLINE AVE SW, DECATUR, AL 35603-7929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Deed Book / Page	2025 / 5745
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Recording Date	Sep 23, 2026
Property Address	681 UNION RD, SOMERVILLE, AL 35670-5854
Document Number	2026041562
Book / Page	2026 / 41562
Instrument Date	Jul 28, 2026
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	SURE TITLE AGENCY, SURE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 UNION RD, SOMERVILLE, AL 35670-5854

Mortgage

Document Number	2026041562,
Date	Sep 23, 2026
Book Page	2026/41562

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 3, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$692.00 (-0.86%)	$20,260 (-) Land $2,620 Building $17,640	$199,500 (-1.53%) Land $26,200 Building $173,300
2023	$698.00 (+10.79%) Homeowner's exemption	$20,260 (+10.89%) Land $2,620 Building $17,640	$202,600 (+10.89%) Land $26,200 Building $176,400
2022	$630.00 Homeowner's exemption	$18,270 Land $2,380 Building $15,890	$182,700 Land $23,800 Building $158,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20