St. Charles County property record for 681 Timberidge Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,937 sqft · built 1993 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $88,800 (Dec 2019) |
| Tax Bill | $4,897 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A896000117 |
| Primary APN | A896000117 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,937 sqft Living Area |
| Gross Area | 3,477 sqft |
| 1st Floor Area | 1,776 sqft |
| Basement Area | 1,701 sqft |
| Finished Basement | 1,161 sqft |
| Unfinished Basement | 540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Patio Area | 768 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A896000117 |
|---|---|
| Street Address | 681 TIMBERIDGE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHAGBARK EST LOT 18 |
| Legal Subdivision | SHAGBARK EST |
| Legal Lot Number | 18 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 310903 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 681 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3103 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 17, 2019 | Intrafamily Transfer, Transfer · Line of Credit WEST COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on File |
| Deed Sale | Dec 17, 2019 · Amount on File |
| Prior Sale | Sep 29, 2014 · Amount on File |
| Deed Document Number | 2019726440 |
| Deed Book / Page | 7200 / 1890 |
| Prior Transfer Date | Nov 5, 2008 |
| Prior Transfer Doc | 0050711755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 681 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071651808 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 7165/1808 |
| Instrument | 20191021000590040 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 17, 2019 |
| Property Address | 681 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3103 |
| Document Number | 0072001890 |
| Book / Page | 7200 / 1890 |
| Map Reference | MB 28 PG 156 |
| Instrument Date | Nov 14, 2019 |
| Instrument | 20191217000726440 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 681 TIMBERIDGE DR, SAINT CHARLES, MO 63303-3103 |
| Document Number | 20191217000726450 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 20191217000726450 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,369 (-) | $412,470 (-) Land $80,000 Building $332,470 | |
| 2025 | $4,897.00 (+6.85%) | $78,369 (+9.45%) | $412,470 (+9.45%) Land $80,000 Building $332,470 |
| 2024 | $4,583.00 | ||
| 2023 | $71,605 | ||
| 2022 | $376,868 Land $72,000 Building $304,868 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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