681 Sycamore St, Decatur, IN 46733 Property Records

Adams County property record for 681 Sycamore St, Decatur, IN 46733

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 2022
Lot Size	0.24 acres (10,465 sqft)
Owner	Individual Name on File
Last Sale	$269,900 (May 2025)
Tax Bill	$2,358 (2025)
Deeds & Mortgages	May 2025 Foreclosure Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-02-35-101-002.602-014`

Property Details

APN / Parcel Number

Primary APN	`01-02-35-101-002.602-014`
Alternative APNs	`02302000014894` `02000776340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,465 sqft (0.24 acres)
Lot Dimensions	115 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	02000776340
Street Address	681 SYCAMORE ST
City	DECATUR
State	IN
Zip	46733-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELL FARM ESTATES SECTION TWO LOT 2
Legal Subdivision	BELL FARM ESTATES
Legal Lot Number	2
Jurisdiction	ADAMS IN
Township / Civil Division	ROOT
Census Block Group	4
Census Block	4027
Census Tract	30100

Owner

681 Sycamore St is owned and occupied by an individual who bought it in May 2025.

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	681 SYCAMORE ST, DECATUR, IN 46733-5502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Trustee's Deed, Foreclosure · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 25, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 26, 2022	Corporation Deed, Subdivision Related Transfer
Aug 26, 2022	Corporation Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Sep 14, 2022 · Amount on File
Deed Document Number	202546068
Record Updated	Sep 20, 2026

May 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ADAMS IN
Recording Date	May 14, 2025
Property Address	681 SYCAMORE ST, DECATUR, IN 46733-5502
Document Number	2025001706
Instrument Date	May 14, 2025
Instrument	2025001706
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 SYCAMORE ST, DECATUR, IN 46733-5502

Mortgage

Document Number	2025001707
Date	May 14, 2025
Instrument	2025001707

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS IN
Recording Date	Apr 25, 2024
Property Address	681 SYCAMORE ST, DECATUR, IN 46733-5502
Document Number	2024001364
Instrument Date	Apr 23, 2024
Instrument	2024001364
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	681 SYCAMORE ST, DECATUR, IN 46733-5502

August 2022: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	ADAMS IN
Recording Date	Aug 26, 2022
Property Address	681 SYCAMORE ST, DECATUR, IN 46733-5502
Document Number	2022003774
Instrument Date	Aug 11, 2022
Instrument	2022003774
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	ADAMS IN
Recording Date	Aug 26, 2022
Property Address	681 SYCAMORE ST, DECATUR, IN 46733-5502
Document Number	2022003773
Instrument Date	Aug 11, 2022
Instrument	2022003773
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 S 13TH ST, DECATUR, IN 46733-1857
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 681 Sycamore St was $2,358 with a homeowner's exemption, up 2.9% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Root Township
Municipality	Decatur City
Unified School District	North Adams Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,358.00 (+2.88%) Homeowner's exemption	$238,000 Land $19,700 Building $218,300	$238,000 Land $19,700 Building $218,300
2024	$2,292.00 (+7.61%)
2023	$2,130.00 (+7,%)	$211,400 (+21,04%) Land $19,700 Building $191,700	$211,400 (+21,04%) Land $19,700 Building $191,700
2022	$30.00	$1,000 Land $1,000	$1,000 Land $1,000
2020	$43.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 681 Sycamore St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1989–2003)
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 681 Sycamore St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR WATER DEPARTMENT serves 9,900 people · EPA ID IN5201002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	13 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Lakeland Internet, Watch TV.

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