681 Sugarbush St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 681 Sugarbush St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,830 sqft · built 2021
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on File
Last Sale	$48,000 (Jun 2023)
Tax Bill	$4,928 (2025)
Deeds & Mortgages	Jun 2023 Sale May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-25-31-3397-0001-0840`

Property Details

APN / Parcel Number

Primary APN	`21-25-31-3397-0001-0840`
Alternative APN	`253121339700010840`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,830 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Patio Area	756 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	681 SUGARBUSH ST
City	SAINT CLOUD
State	FL
Zip	34771-0108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENWOOD PH 1 PB 29 PGS 32-34 LOT 84
Legal Range	31E
Legal Township	25S
Legal Section	21
Legal Subdivision	GLENWOOD
Legal Phase	1
Legal Lot Number	84
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

681 Sugarbush St is owned and occupied by an individual who bought it in June 2023.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	681 SUGARBUSH ST, SAINT CLOUD, FL 34771-0108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
May 4, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2023 · Amount on File
Deed Sale	Jun 19, 2023 · Amount on File
Prior Sale	May 4, 2021 · Amount on File
Deed Document Number	202379093
Deed Book / Page	6427 / 524
Prior Transfer Date	Jun 14, 2023
Prior Transfer Doc	0064270524
Record Updated	Sep 20, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 19, 2023
Property Address	681 SUGARBUSH ST, SAINT CLOUD, FL 34771-0108
Document Number	0064270524
Book / Page	6427 / 524
Map Reference	MB 29 PG 32-34
Instrument Date	Jun 14, 2023
Instrument	2023079093
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	681 SUGARBUSH ST, SAINT CLOUD, FL 34771-0108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 SUGARBUSH ST, SAINT CLOUD, FL 34771-0108

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 4, 2021
Property Address	681 SUGARBUSH ST, SAINT CLOUD, FL 34771-0108
Document Number	0059502500
Book / Page	5950 / 2500
Map Reference	MB 29 PG 32-34
Instrument Date	Apr 27, 2021
Instrument	2021068456
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 3, 2023
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,317.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	681 SUGARBUSH ST, SAINT CLOUD, FL 34771-0108

Mortgage

Document Number	0059502501
Date	May 4, 2021
Instrument	5950/2501

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 681 Sugarbush St was $4,928 with a homeowner's exemption, up 4.8% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,928.00 (+4.76%) Homeowner's exemption	$345,135	$353,800 Land $71,500 Building $282,300
2024	$4,704.00 (+2.08%)
2023	$4,608.00 (+6.67%) Homeowner's exemption	$325,640 (+5.73%)	$348,500 (+13.15%) Land $71,500 Building $277,000
2022	$4,320.00 Homeowner's exemption	$308,000 Land $60,500 Building $247,500	$308,000 Land $60,500 Building $247,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 681 Sugarbush St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 681 Sugarbush St is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Xfinity.

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