681 Smith Ln, Eddy, TX 76524 Property Records

McLennan County property record for 681 Smith Ln, Eddy, TX 76524 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2019
Lot Size	1.74 acres (75,794 sqft)
Owner	Individual Name on File
Tax Bill	$3,217 (2024)
Deeds & Mortgages	Jun 2020 Construction Loan Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160225000009462`

Property Details

APN / Parcel Number

Primary APN	`160225000009462`
Alternative APNs	`1602250000094620101` `104460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace
Security Alarm	Security Alarm

Exterior

Year Built	Built 2019
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	75,794 sqft (1.74 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	384 sqft
Canopy	750 sqft
Utility Building	900 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	104460
Old Parcel Number	1602250000094620101
Street Address	681 SMITH LN
City	EDDY
State	TX
Zip	76524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN J O ACRES 1.74
Legal Subdivision	GREEN J O
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	2
Census Block	2036
Census Tract	3802

Owner

Source: McLennan County records · APN 160225000009462

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	655 SMITH LN, BRUCEVILLE, TX 76630-3409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST NAT'L BK/CTRL TX
Mar 26, 2020	Deed of Trust, Mortgage WALLICK & VOLK
Jul 12, 2019	Deed of Trust, Mortgage · Line of Credit EDUCATORS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2019
Deed Sale	Apr 18, 2019
Deed Document Number	2019012875
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Jun 01, 2020
Property Address	681 SMITH LN, EDDY, TX 76524
Document Number	0000017474
Instrument Date	May 19, 2020
Instrument	17474
Transaction Type	Construction Loan
Record Updated	Nov 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 SMITH LN BRUCEVILLE TX 76630, BRUCEVILLE, TX 76630

Mortgage

Document Number	0000017474
Date	Jun 01, 2020
Instrument	17474

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	MART, TX 76664

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	681 SMITH LN, EDDY, TX 76524
Document Number	0000010811
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 02, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 SMITH LN BRUCEVILLE TX 76630, BRUCEVILLE, TX 76630

Mortgage

Document Number	0000010811
Date	Apr 01, 2020
Instrument	10811

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	681 SMITH LN, EDDY, TX 76524
Document Number	0000023972
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	685 SMITH LN BRUCEVILLE TX 766303409, BRUCEVILLE, TX 76630-3409

Mortgage

Document Number	0000023972
Date	Jul 19, 2019
Instrument	23972

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	WACO, TX 76702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 18, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Bruceville-Eddy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$313,300 (-12.38%) Land $39,660 Building $273,640	$313,300 (-12.38%) Land $39,660 Building $273,640
2024	$3,217.00 (+12.4%)
2023		$357,580 Land $39,660 Building $317,920	$357,580 Land $39,660 Building $317,920
2022	$2,862.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090038022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 33% of Texas
Wildfire Likelihood	About 1 in 787 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AMG Technology Investment Group	Fixed Wireless	500 / 100
Helmsco	Fixed Wireless (unlicensed)	100 / 20
JAB Wireless	Fixed Wireless (unlicensed)	50 / 10
T-Mobile USA	Fixed Wireless	25 / 3

May also be available at this address: AT&T, AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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