681 Skyview St, El Cajon, CA 92020 Property Records

San Diego County property record for 681 Skyview St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,266 sqft · built 1990
Lot Size	0.402 acres (17,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,114 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`492-572-12-00`

Property Details

APN / Parcel Number

Primary APN	`492-572-12-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,266 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	17,500 sqft (0.402 acres)

Location & Zoning

Street Address	681 SKYVIEW ST
City	EL CAJON
State	CA
Zip	92020-7254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	PAR 1 TR PM07988
Legal Subdivision	CITY OF EL CAJON
Legal Tract	7988
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	15302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	681 SKYVIEW ST, EL CAJON, CA 92020-7254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 10, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jul 30, 2019	Intrafamily Transfer, Transfer · FHA Mortgage GUILD MORTGAGE CO
May 3, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
May 3, 2017	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019
Deed Sale	Jul 30, 2019
Prior Sale	May 3, 2017 · Amount on Record
Deed Document Number	2019313332
Prior Transfer Date	Jul 23, 2019
Prior Transfer Doc	0000313332
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	681 SKYVIEW ST, EL CAJON, CA 92020-7254
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 SKYVIEW ST, EL CAJON, CA 92020-7254

Mortgage

Document Number	0000213069
Date	Mar 18, 2021
Instrument	2021-0213069

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	681 SKYVIEW ST, EL CAJON, CA 92020-7254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000184451
Date	Apr 10, 2020
Instrument	2020-0184451

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2019
Property Address	681 SKYVIEW ST, EL CAJON, CA 92020-7254
Document Number	0000313332
Instrument Date	Jul 23, 2019
Instrument	2019-0313332
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	681 SKYVIEW ST, EL CAJON, CA 92020-7254
Investor	Possibly a Property Investor

Mortgage

Document Number	0000313333
Date	Jul 30, 2019
Instrument	2019-0313333

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2017
Property Address	681 SKYVIEW ST, EL CAJON, CA 92020-7254
Document Number	0000196813
Instrument Date	Apr 25, 2017
Instrument	196813
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	681 SKYVIEW ST EL CAJON CA 920207254, EL CAJON, CA 92020-7254

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2017
Property Address	681 SKYVIEW ST, EL CAJON, CA 92020-7254
Document Number	0000196814
Instrument Date	Apr 12, 2017
Instrument	196814
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	681 SKYVIEW ST EL CAJON CA 920207254, EL CAJON, CA 92020-7254

Mortgage

Document Number	196815
Date	May 3, 2017
Instrument	196815

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$574,132 (+2%) Land $459,370 Building $114,762
2025	$7,114.00 (+0.74%)	$562,875 (+4.04%) Land $450,363 Building $112,512
2023	$7,062.00 (+2.42%)	$541,020 Land $432,876 Building $108,144
2022	$6,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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