Herkimer County and Litchfield Town property record for 681 Silver St, Ilion, NY 13357 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,664 sqft Living Area |
| Lot Size | 191,664 sqft (4.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $232,000 (2016) |
| Tax Bill | $5,617.00 (2025) |
| Primary APN | 213200 119.3-1-17.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,664 sqft Living Area |
| 1st Floor | 1,664 sqft 1st Floor |
| Basement Area | 1,152 sqft Basement |
| Finished Basement | 1,152 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 191,664 sqft (4.4 acres) |
| Lot Width | 205 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 642 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 199794 |
|---|---|
| Street Address | 681 SILVER ST |
| City | ILION |
| State | NY |
| Zip | 13357-4538 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 17.300 |
| Jurisdiction | HERKIMER NY |
| Minor Civil Division | LITCHFIELD |
| Census Blockgroup | 3 |
| Census Block | 3025 |
| Census Tract | 10100 |
Source: Herkimer County and Litchfield Town records · APN 213200 119.3-1-17.3
Assessment roll updated May 1, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 681 SILVER ST, ILION, NY 13357-4538 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 11, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage M&T BANK NA |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance M & T BANK |
| Mar 19, 2024 | Warranty Deed, Transfer · Stand Alone Refinance M & T BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2016 · Amount on Record |
| Deed Sale | Aug 02, 2016 · Amount on Record |
| Prior Sale | Mar 03, 1997 · Amount on Record |
| Deed Book / Page | 1617 / 25 |
| Last Transfer Date | Jul 07, 2023 |
| Transfer Doc | 0020241203 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 681 SILVER ST, ILION, NY 13357-4538 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | RP20175436 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | RP2017-5436 |
| Name | M&T BANK NA |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 681 SILVER ST, ILION, NY 13357-4538 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020214683 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-4683 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Mar 19, 2024 |
| Property Address | 681 SILVER ST, ILION, NY 13357-4538 |
| Document Number | RP20241203 |
| Instrument Date | Jul 07, 2023 |
| Instrument | RP2024-1203 |
| Transaction Type | Transfer |
| Record Updated | Apr 09, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 681 SILVER ST, ILION, NY 13357-4538 |
| Document Number | RP20241204 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | RP2024-1204 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 205 Months |
| Due | Apr 01, 2041 |
Source: Herkimer County and Litchfield Town records · Assessment roll updated May 1, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Litchfield Town |
| Unified School District | Mount Markham Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,617.00 (+3.5%) | $168,500 (-) Land $20,500 Building $148,000 | $320,586 (+17.96%) Land $39,003 Building $281,583 |
| 2023 | $168,500 Land $20,500 Building $148,000 | $271,774 Land $33,064 Building $238,710 | |
| 2020 | $5,427.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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