681 Silver Ledge Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 681 Silver Ledge Dr, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	1,695 sqft · built 2006
Lot Size	0.167 acres (7,275 sqft)
Owner	Trust Name on File
Last Sale	$266,285 (May 2006)
Tax Bill	$3,513 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`999-99-17-559.96`

Property Details

APN / Parcel Number

Primary APN	`999-99-17-559.96`

Interior

Stories	1 Story
Building Area	1,695 sqft Living Area

Exterior

Year Built	Built 2006
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,275 sqft (0.167 acres)
Terrain	Combination
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999917559.96
Street Address	681 SILVER LEDGE DR
City	COLD SPRING
State	KY
Zip	41076-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANITE SPRING SUB SEC 8 LOT 119 .1670 ACRE
Legal Subdivision	GRANITE SPRING SUBD
Legal Phase	8
Legal Lot Number	119 1670
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2009
Census Tract	53301

Owner

Source: Campbell County records · APN 999-99-17-559.96

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Co-owner	Verified Secondary Owner
Mailing Address	681 SILVER LEDGE DR, COLD SPRING, KY 41076-7116
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2006 · Amount on Record
Deed Sale	May 25, 2006 · Amount on Record
Prior Sale	Mar 08, 2006 · Amount on Record
Deed Document Number	06 05 25 019 00113
Deed Book / Page	0696 / 891
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	681 SILVER LEDGE DR, COLD SPRING, KY 41076-7116
Transaction Type	Mortgage
Record Updated	Oct 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 SILVER LEDGE DR, COLD SPRING, KY 41076-7116

Mortgage

Document Number	0005192591
Date	Sep 13, 2023
Book Page	M2391/580
Instrument	5192591

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 05, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,513.00 (+0.06%) Homeowner's exemption	$339,000 (-) Land $50,000 Building $289,000	$339,000 (-) Land $50,000 Building $289,000
2023	$3,511.00 (+22.04%) Homeowner's exemption	$339,000 (+25.23%) Land $50,000 Building $289,000	$339,000 (+25.23%) Land $50,000 Building $289,000
2022	$2,877.00 Homeowner's exemption	$270,700 Land $33,400 Building $237,300	$270,700 Land $33,400 Building $237,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 24, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 108 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.