681 Sheppard Rd, Oneida, TN 37841 Property Records

Scott County property record for 681 Sheppard Rd, Oneida, TN 37841

Property Summary

Property TypeSingle Family Home
Details2 ba · 960 sqft · built 1971
Lot Size0.327 acres (14,250 sqft)
OwnerIndividual Name on File
Last Sale$22,500 (Apr 2021)
Tax Bill$659 (2025)
Deeds & MortgagesOct 2025 Mortgage
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN076041O B 02400

Property Details

APN / Parcel Number

Primary APN076041O B 02400
Alternative APN
  • 041O B 02400

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,250 sqft (0.327 acres)
Lot Dimensions190 ft deep x 75 ft wide
PorchOpen Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address681 SHEPPARD RD
CityONEIDA
StateTN
Zip37841-3553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFARVUE HILLS SUBD 4
Legal SubdivisionFAR VUE HILLS SUBDIVISION
Legal Lot Number4
JurisdictionSCOTT TN
Township / Civil Division6
Census Block Group1
Census Block1011
Census Tract975101

Owner

681 Sheppard Rd is owned by an individual who bought it in April 2021.

Source: Scott County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 4909, ONEIDA, TN 37841-4909
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage
ORNL FEDERAL CREDIT UNION
Sep 24, 2021Deed of Trust, Mortgage · Commercial Mortgage
UNITED CUMBERLAND BANK
May 17, 2021Deed of Trust, Mortgage · Commercial Mortgage
UNITED CUMBERLAND BANK
Apr 14, 2021Warranty Deed, Transfer · Commercial Mortgage
UNITED CUMBERLAND BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2021 · Amount on File
Deed SaleApr 14, 2021 · Amount on File
Deed Document Number21000929
Deed Book / Page32 / 661
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address681 SHEPPARD RD, ONEIDA, TN 37841-3553
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 SHEPPARD RD, ONEIDA, TN 37841-3553

Mortgage

Document Number0000000098/0000000075
DateOct 27, 2025
Book Page0000000098/0000000075
Instrument957
Lender
NameORNL FEDERAL CREDIT UNION
Agreement
AmountAmount on Record
Term360 Months
DueJan 1, 2055

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address681 SHEPPARD RD, ONEIDA, TN 37841-3553
Transaction TypeMortgage
Record UpdatedNov 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 SHEPPARD RD, ONEIDA, TN 37841-3553

Mortgage

Document Number0000000039/0000000294
DateSep 24, 2021
Book Page0000000039/0000000294
Instrument21002500
Lender
NameUNITED CUMBERLAND BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2041

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT TN
Property Address681 SHEPPARD RD, ONEIDA, TN 37841-3553
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 SHEPPARD RD, ONEIDA, TN 37841-3553

Mortgage

Document Number0000000033/0000000937
DateMay 17, 2021
Book Page0000000033/0000000937
Instrument21001254
Lender
NameUNITED CUMBERLAND BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2041

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCOTT TN
Recording DateApr 14, 2021
Property Address681 SHEPPARD RD, ONEIDA, TN 37841-3553
Document Number000032/661
Book / Page32 / 661
Instrument DateApr 7, 2021
Instrument21000929
Transaction TypeTransfer
Record UpdatedMar 15, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4909, ONEIDA, TN 37841-4909

Mortgage

Document Number0000000032/0000000665
DateApr 14, 2021
Book Page0000000032/0000000665
Instrument21000930
Lender
NameUNITED CUMBERLAND BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term120 Months
DueJan 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 681 Sheppard Rd was $659.

Source: Scott County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyScott County
MunicipalityOneida Town
Unified School DistrictOneida Special School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$659.00$21,100 Land $1,250 Building $19,850
2023$21,100 Land $1,250 Building $19,850$84,400 Land $5,000 Building $79,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 681 Sheppard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 681 Sheppard Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 68% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Highland Telephone Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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