681 Saint Albans Spring Rd, Saint Albans, MO 63073 Property Records

Franklin County property record for 681 Saint Albans Spring Rd, Saint Albans, MO 63073

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,607 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	Owner Name on File
Tax Bill	$10,172 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-2-10.0-0-006-028.000`

Property Details

APN / Parcel Number

Primary APN	`08-2-10.0-0-006-028.000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,607 sqft Living Area
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	43,560 sqft (1 acres)
Patio Area	260 sqft

Location & Zoning

Street Address	681 SAINT ALBANS SPRING RD
City	SAINT ALBANS
State	MO
Zip	63073-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	LOT:12 SPRING VALLEY OF ST ALBANS
Legal Range	02E
Legal Township	44
Legal Section	10
Legal Subdivision	SPRING VALLEY OF ST ALBANS
Legal Block	6
Legal Lot Number	12
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1045
Census Tract	800102

Owner

The current owner of 681 Saint Albans Spring Rd acquired it in August 2010.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Owner Name on File
Mailing Address	PO BOX 535, SAINT ALBANS, MO 63073-0535

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit GREAT SOUTHERN BANK
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 21, 2017	Deed of Trust, Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 18, 2010
Transfer Doc	0000012900
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Recording Date	Apr 23, 2026
Property Address	681 SAINT ALBANS SPRING RD, SAINT ALBANS, MO 63073-1230
Document Number	0002605283
Instrument Date	Aug 21, 2025
Instrument	20262605283
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Investor	Possibly a Property Investor

Mortgage

Document Number	0002605283,
Date	Apr 23, 2026
Instrument	20262605283

Lender

Name	GREAT SOUTHERN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.74%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	681 SAINT ALBANS SPRING RD, SAINT ALBANS, MO 63073-1230
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	TITLE PARTNERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002116930
Date	Sep 7, 2021
Instrument	2116930

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	681 SAINT ALBANS SPRING RD, SAINT ALBANS, MO 63073-1230
Document Number	0000014803
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	681 SAINT ALBANS SPRING RD ST ALBANS MO 630731230, ST ALBANS, MO 63073-1230

Mortgage

Document Number	0000014803
Date	Sep 27, 2017
Instrument	14803

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 26, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 681 Saint Albans Spring Rd was $10,172.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,172.00	$173,130	$911,210 Land $110,000 Building $801,210
2023	$9,581.00 (-8.28%)	$145,485	$765,710 Land $110,000 Building $655,710
2022	$10,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 681 Saint Albans Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 681 Saint Albans Spring Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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