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681 Reggie Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 681 Reggie Rd, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,935 sqft · built 2024
Lot Size0.15 acres (6,538 sqft)
OwnerCompany Name on File
Last Sale$320,000 (Feb 2024)
Tax Bill$3,998 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-36-692300-011400

Property Details

APN / Parcel Number

Primary APN26-29-36-692300-011400
Alternative APN
  • 362926692300011400

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,935 sqft Living Area
Gross Area2,355 sqft
1st Floor Area1,935 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area6,538 sqft (0.15 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area26 sqft

Location & Zoning

Street Address681 REGGIE RD
CityWINTER HAVEN
StateFL
Zip33884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEACE CREEK RESERVE PB 197 PGS 5-15 BLK 1 LOT 140
Legal SubdivisionPEACE CREEK RESERVE
Legal Block1
Legal Lot Number140
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group3
Census Block3041
Census Tract14401

Owner

681 Reggie Rd is owned by a company that bought it in February 2024 and is owner-occupied.

Source: Polk County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address681 REGGIE RD, WINTER HAVEN, FL 33884
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Feb 20, 2024Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2024 · Amount on File
Deed SaleFeb 20, 2024 · Amount on File
Deed Document Number202439527
Deed Book / Page13012 / 506
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address681 REGGIE RD, WINTER HAVEN, FL 33884
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 REGGIE RD, WINTER HAVEN, FL 33884

Mortgage

Document Number0000047115
DateFeb 25, 2026
Book Page13896/698
Instrument2026047115
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateFeb 20, 2024
Property Address681 REGGIE RD, WINTER HAVEN, FL 33884
Document Number0000039527
Book / Page13012 / 506
Map ReferenceMB 197 PG 5
Instrument DateFeb 15, 2024
Instrument2024039527
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 5, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD # BLVD50TH, BLVD50TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 REGGIE ROAD, WINTER HAVEN, FL 33884

Mortgage

Document Number0013012510
DateFeb 20, 2024
Instrument13012/510
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 681 Reggie Rd was $3,998 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,419 (-0.72%) Land $56,000 Building $199,419$255,419 (-0.72%) Land $56,000 Building $199,419
2025$3,998.00 Homeowner's exemption$257,271 Land $56,000 Building $201,271$257,271 Land $56,000 Building $201,271
2023$2,580.00$11,660 Land $11,660$11,660 Land $11,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 681 Reggie Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 681 Reggie Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

May also be available: Frontier, Verizon.

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