Kane County property record for 681 Raymond St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 925 sqft · built 1900 |
| Lot Size | 0.63 acres (2,760 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,640 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-401-007 |
| Primary APN | 06-24-401-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| Gross Area | 1,850 sqft |
| 1st Floor Area | 925 sqft |
| Basement Area | 925 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 2,760 sqft (0.63 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 681 RAYMOND ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 5TH ADDN WEST 92 FT EXCEPT NORTH 34.4 FT LOT 4 |
| Legal Subdivision | GROTE&WALDRONS 5TH ADDN |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 6 |
| Census Block | 6004 |
| Census Tract | 851400 |
Source: Kane County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 681 RAYMOND ST, ELGIN, IL 60120-8356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 681 RAYMOND ST, ELGIN, IL 60120-8356 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045282 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018K045282 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,640.00 (+11.11%) Homeowner's exemption Senior Citizen's exemption | $50,613 (+8.57%) Land $7,577 Building $43,036 | $151,900 (+8.57%) Land $22,740 Building $129,160 |
| 2024 | $46,618 (+21.39%) Land $6,979 Building $39,639 | $139,910 (+21.44%) Land $20,945 Building $118,965 | |
| 2022 | $2,376.00 (+11.24%) Homeowner's exemption | $38,402 (+6.96%) Land $5,749 Building $32,653 | $115,206 (+6.96%) Land $17,247 Building $97,959 |
| 2021 | $2,136.00 Homeowner's exemption | $35,903 Land $5,375 Building $30,528 | $107,709 Land $16,125 Building $91,584 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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