681 Pine Bluff Cir, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 681 Pine Bluff Cir, Kannapolis, NC 28081 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,838 sqft · built 1970
Lot Size1.11 acres (48,330 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Oct 2025)
Tax Bill$3,821 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Dec 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN04065B0014.000000

Property Details

APN / Parcel Number

Primary APN04065B0014.000000
Alternative APNs
  • 5612 39 6923
  • 4499220
  • 167665

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,838 sqft Living Area
Gross Area3,676 sqft Gross Area
1st Floor Area3,676 sqft 1st Floor
Stories2 Stories
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1985
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area48,330 sqft (1.11 acres)
Lot Dimensions179 ft deep x 270 ft wide
DrivewayDriveway
Driveway Area1,150 sqft Driveway

Exterior Amenities

Deck Area160 sqft Deck
Patio Area538 sqft Patio
PorchEnclosed Porch
Porch Area755 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number167665
Street Address681 PINE BLUFF CIR
CityKANNAPOLIS
StateNC
Zip28081-5858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH SIDE PINE BLUFF CIR
Legal SubdivisionAZALEA AVE AREA
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group3
Census Block3016
Census Tract41100

Owner

Source: Cabarrus County records · APN 04065B0014.000000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address681 PINE BLUFF CIR, KANNAPOLIS, NC 28081-5858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2025Warranty Deed, Transfer · VA Mortgage
NEIGHBORS BANK
Dec 22, 2023Warranty Deed, Transfer · Conventional Mortgage
UWHARRIE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2025 · Amount on Record
Deed SaleOct 06, 2025 · Amount on Record
Prior SaleDec 22, 2023 · Amount on Record
Deed Document Number0017650292
Deed Book / Page17650 / 292
Record UpdatedJun 07, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateOct 06, 2025
Property Address681 PINE BLUFF CIR, KANNAPOLIS, NC 28081-5858
Document Number0017650292
Book / Page17650 / 292
Instrument DateOct 01, 2025
Transaction TypeTransfer
Record UpdatedOct 15, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5946 MOOSE LN, CHARLOTTE, NC 28269-3192

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 PINE BLUFF CIR, KANNAPOLIS, NC 28081-5858

Mortgage

Document Number0017650295
DateOct 06, 2025
Instrument17650/295
Lender
NameNEIGHBORS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateDec 22, 2023
Property Address681 PINE BLUFF CIR, KANNAPOLIS, NC 28081-5858
Document Number0000167631
Book / Page16763 / 1
Instrument DateDec 21, 2023
Transaction TypeTransfer
Record UpdatedJan 11, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$674.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1665 MOUNT CARMEL RD, WALTERBORO, SC 29488-6312

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 PINE BLUFF CIR, KANNAPOLIS, NC 28081-5858

Mortgage

Document Number0167630007
DateDec 22, 2023
Instrument16763-0007
Lender
NameUWHARRIE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,821.00 (+44.68%)$336,540 (+78.37%) Land $63,800 Building $272,740
2024$336,540 (+78.37%) Land $63,800 Building $272,740
2023$2,641.00$188,670 Land $30,800 Building $157,870$188,670 Land $30,800 Building $157,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Pine Bluff Cir

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