Lake County property record for 681 Orchard Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,705 sqft · built 1968 |
| Lot Size | 0.092 acres (4,051 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,500 (Aug 2020) |
| Tax Bill | $4,020 (2023) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-057-E-00-024-0 |
| Primary APN | 27-B-057-E-00-024-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,705 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,051 sqft (0.092 acres) |
| Lot Dimensions | 90 ft deep x 45 ft wide |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | A 27 |
|---|---|
| Street Address | 681 ORCHARD RD |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 4 DOUGLASS TRACT |
| Legal Subdivision | LAKE FOREST PARK SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 201700 |
681 Orchard Rd is owned and occupied by an individual who bought it in August 2020.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 311 PERTH DR, HIGHLAND HEIGHTS, OH 44143-3811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2020 | Fiduciary Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 10, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on File |
| Deed Sale | Aug 31, 2020 · Amount on File |
| Prior Sale | Aug 1, 2005 |
| Deed Document Number | 455565 |
| Record Updated | Jun 7, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 31, 2020 |
| Property Address | 681 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Number | 0000024727 |
| Map Reference | VOL D PG 53 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 2020R024727 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | ENTERPRISE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 681 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Number | 0000024728 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020R024728 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 10, 2020 |
| Property Address | 681 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Number | 0000022023 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 22023 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 26 S SAINT CLAIR ST PAINESVILLE OH 44077, PAINESVILLE, OH 44077 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,020.00 (+49.78%) Homeowner's exemption | $42,460 (-) Land $7,620 Building $34,840 | |
| 2022 | $2,684.00 | $42,460 Land $7,620 Building $34,840 | |
| 2021 | $121,310 Land $21,760 Building $99,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 681 Orchard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1978–1991) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | May 1991 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 681 Orchard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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