681 Old Mill Rd, Mineral, VA 23117 Property Records

Louisa County property record for 681 Old Mill Rd, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,608 sqft · built 2010
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$41,000 (Feb 2011)
Tax Bill	$6,892 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30C1 2 3`

Property Details

APN / Parcel Number

Primary APN	`30C1 2 3`
Alternative APNs	`5513` `5354`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	1,608 sqft
Basement Area	1,608 sqft
Finished Basement	600 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	576 sqft
Patio Area	576 sqft
Shed	1 Shed
Shed Area	192 sqft
Boat Access	Boat Access
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5354
Street Address	681 OLD MILL RD
City	MINERAL
State	VA
Zip	23117-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	N RIVER & BUCKNER LOT 3 PB 7/79 CONTRARY CREEK SUB DB 1239/001 0.919 AC
Legal Subdivision	CONTRARY CREEK SUB
Legal Lot Number	3
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	1
Census Block	1010
Census Tract	950102

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	681 OLD MILL RD, MINERAL, VA 23117-4618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2011 · Amount on Record
Deed Sale	Feb 2, 2011 · Amount on Record
Prior Sale	May 13, 2008 · Amount on Record
Deed Document Number	2011264
Deed Book / Page	1239 / 1
Prior Transfer Date	Oct 4, 2007
Prior Transfer Doc	01097/0339
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	681 OLD MILL RD, MINERAL, VA 23117-4618
Document Number	0000003730
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	681 OLD MILL RD MINERAL VA 231174618, MINERAL, VA 23117-4618

Mortgage

Document Number	0000003730
Date	Apr 24, 2020
Book Page	001670/000065
Instrument	3730

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2035

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,041,910 (+8.84%) Land $355,100 Building $686,810	$1,041,910 (+8.84%) Land $355,100 Building $686,810
2025	$6,892.00 (+11.27%)	$957,300 (+19.74%) Land $333,900 Building $623,400	$957,300 (+19.74%) Land $333,900 Building $623,400
2024	$6,194.00 (+92.36%)
2023		$799,500 Land $275,600 Building $523,900
2022	$3,220.00		$799,500 Land $275,600 Building $523,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000