681 New St, Radcliff, KY 40160 Property Records

Hardin County property record for 681 New St, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,218 sqft · built 1965
Lot Size	0.312 acres (13,634 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Feb 2024)
Tax Bill	$1,681 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`160-10-06-014`

Property Details

APN / Parcel Number

Primary APN	`160-10-06-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,218 sqft Living Area

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	13,634 sqft (0.312 acres)
Patio Area	35 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	681 NEW ST
City	RADCLIFF
State	KY
Zip	40160-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARCADIA HGTS LT 13A #2
Legal Subdivision	ARCADIA HGTS
Legal Lot Number	13A
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2010
Census Tract	500

Owner

681 New St is owned and occupied by an individual who bought it in February 2024.

Source: Hardin County records, as of January 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	681 NEW ST, RADCLIFF, KY 40160-1322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Feb 26, 2024	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Aug 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEST POINT BANK
Aug 9, 2019	Deed, Transfer
Mar 21, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2024 · Amount on File
Deed Sale	Feb 26, 2024 · Amount on File
Prior Sale	Aug 9, 2019
Deed Document Number	0015641319
Deed Book / Page	1564 / 1319
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	681 NEW ST, RADCLIFF, KY 40160-1322
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 NEW ST, RADCLIFF, KY 40160-1322

Mortgage

Document Number	02510/1234
Date	Feb 26, 2024
Book Page	2510/1234

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2034

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Feb 26, 2024
Property Address	681 NEW ST, RADCLIFF, KY 40160-1322
Document Number	01564/1319
Book / Page	1564 / 1319
Map Reference	CAB 1 SH 4464
Instrument Date	Feb 22, 2024
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38500 HIGHWAY 12 W, LOLO, MT 59847-8421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 NEW ST, RADCLIFF, KY 40160-1322

Mortgage

Document Number	02510/1213
Date	Feb 26, 2024
Book Page	2510/1213

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	681 NEW ST, RADCLIFF, KY 40160-1322
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002277/658
Date	Aug 9, 2019
Book Page	2277/658
Instrument	20190-00010559

Lender

Name	WEST POINT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Aug 9, 2019
Property Address	681 NEW ST, RADCLIFF, KY 40160-1322
Document Number	1477/123
Book / Page	1477 / 123
Instrument Date	Aug 2, 2019
Instrument	20190-00010559
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 NEW ST, RADCLIFF, KY 40160-1322

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Mar 21, 2019
Property Address	681 NEW ST, RADCLIFF, KY 40160-1322
Document Number	1470/398
Book / Page	1470 / 398
Instrument Date	Feb 26, 2019
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 681 New St was $1,681.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,681.00	$178,000 Land $18,000 Building $160,000	$178,000 Land $18,000 Building $160,000
2023		$127,500 (-) Land $15,600 Building $111,900	$127,500 (-) Land $15,600 Building $111,900
2022		$127,500 Land $15,600 Building $111,900	$127,500 Land $15,600 Building $111,900
2021	$1,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 681 New St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (2009–2014)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 681 New St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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