681 Naruth Way, Sacramento, CA 95838 Property Records

Sacramento County property record for 681 Naruth Way, Sacramento, CA 95838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,064 sqft · built 1985
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Aug 2020)
Tax Bill	$6,530 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`237-0120-031-0000`

Property Details

APN / Parcel Number

Primary APN	`237-0120-031-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	681 NARUTH WAY
City	SACRAMENTO
State	CA
Zip	95838-2654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WESTGATE 02, LOT 12
Legal Subdivision	WESTGATE 02
Legal Lot Number	12
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	6704

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	681 NARUTH WAY, SACRAMENTO, CA 95838-2654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Grant Deed, Transfer · FHA Mortgage MASON MCDUFFIE MTG
Jul 18, 2019	Deed of Trust, Mortgage · FHA Mortgage METROPOLITAN HM MTG INC
May 5, 2017	Grant Deed, Transfer · FHA Mortgage OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Book / Page	20200806 / 1155
Prior Transfer Date	Dec 16, 2010
Prior Transfer Doc	0000001003
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 6, 2020
Property Address	681 NARUTH WAY, SACRAMENTO, CA 95838-2654
Document Number	2008061155
Instrument Date	Aug 3, 2020
Instrument	2008061155
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$866.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 NARUTH WAY SACRAMENTO CA 958382654, SACRAMENTO, CA 95838-2654

Mortgage

Document Number	2008061156
Date	Aug 6, 2020
Instrument	2008061156

Lender

Name	MASON MCDUFFIE MTG
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	681 NARUTH WAY, SACRAMENTO, CA 95838-2654
Document Number	1907241251
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	681 NARUTH WAY SACRAMENTO CA 958382654, SACRAMENTO, CA 95838-2654

Mortgage

Document Number	1907241251
Date	Jul 24, 2019
Instrument	1907241251

Lender

Name	METROPOLITAN HM MTG INC
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 5, 2017
Property Address	681 NARUTH WAY, SACRAMENTO, CA 95838-2654
Document Number	0000001108
Book / Page	20170505 / 1108
Map Reference	MB 135 MAP 14
Instrument Date	May 3, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	681 NARUTH WAY, SACRAMENTO, CA 95838-2654

Mortgage

Document Number	, 20170505/1109
Date	May 5, 2017
Instrument	20170505/1109

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Secondary School District	Twin Rivers Unified School District (7-12) (07 - 12)
Elementary School District	Robla Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,782 (+2%) Land $99,366 Building $248,416
2025	$6,530.00 (+14.96%) Homeowner's exemption	$340,964 (+4.04%) Land $97,418 Building $243,546
2024	$5,680.00 (+8.96%)
2023	$5,213.00 (+19.98%) Homeowner's exemption	$327,726 Land $93,636 Building $234,090
2022	$4,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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