681 Monarch Crest Trl, Durango, CO 81301 Property Records

La Plata County property record for 681 Monarch Crest Trl, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.75 ba · 5,559 sqft · built 2016
Lot Size	1.43 acres (62,509 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,555,000 (Oct 2019)
Tax Bill	$9,127 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5671-072-11-034`

Property Details

APN / Parcel Number

Primary APN	`5671-072-11-034`
Alternative APN	`R427717`

Interior

Bedrooms	5 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,559 sqft Living Area
Gross Area	6,646 sqft
Basement Area	1,054 sqft
Finished Basement	1,054 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	62,509 sqft
Garage Type	Attached
Garage Area	1,087 sqft
Porch	Unfinished Open Porch
Porch Area	125 sqft
Patio Area	895 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R427717
Street Address	681 MONARCH CREST TRL
City	DURANGO
State	CO
Zip	81301-6602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: EDGEMONT HIGHLANDS PH2B LOT: 151 EDGEMONT HIGHLANDS PH 2B PROJ 2004-0222 681 MONARCH CREST TRL DURANGO 81301
Legal Subdivision	EDGEMONT HIGHLANDS PH2B
Legal Phase	2B
Legal Block	2
Legal Lot Number	151
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2005
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	681 MONARCH CREST TRL, DURANGO, CO 81301-6602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Oct 30, 2019	Warranty Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Dec 29, 2014 · Amount on Record
Deed Document Number	20191163772
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	681 MONARCH CREST TRL, DURANGO, CO 81301-6602
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001130935
Date	Jul 18, 2017
Instrument	1130935

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 30, 2019
Property Address	681 MONARCH CREST TRL, DURANGO, CO 81301-6602
Document Number	0001163772
Map Reference	DOC 906548
Instrument Date	Oct 28, 2019
Instrument	1163772
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE DURANGO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	903 JOSEPHINE ST, AUSTIN, TX 78704-1537

Mortgage

Document Number	0001163773
Date	Oct 30, 2019
Instrument	1163773

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,320 (+5.54%) Land $22,350 Building $131,970	$2,339,500 (-) Land $338,850 Building $2,000,650
2025	$9,127.00 (+31.85%)	$146,220 (+5.86%) Land $21,180 Building $125,040	$2,339,500 (+13.47%) Land $338,850 Building $2,000,650
2023	$6,922.00 (+24.34%)	$138,130 (+28.45%) Land $16,030 Building $122,100	$2,061,730 (+33.23%) Land $239,320 Building $1,822,410
2022	$5,567.00	$107,540 Land $14,820 Building $92,720	$1,547,440 Land $213,300 Building $1,334,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2002–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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