681 Monaco Ct, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 681 Monaco Ct, Walnut Creek, CA 94598

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,303 sqft · built 1990
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$2,700,000 (Apr 2022)
Tax Bill	$26,191 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`142-153-018-7`

Property Details

APN / Parcel Number

Primary APN	`142-153-018-7`
Alternative APN	`142-153-018`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,303 sqft Living Area
1st Floor Area	1,813 sqft
2nd Floor Area	1,490 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	605 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	681 MONACO CT
City	WALNUT CREEK
State	CA
Zip	94598-3800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6948 L3
Legal Subdivision	SUBDIVISION 6948
Legal Tract	6948
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2012
Census Tract	338301

Owner

681 Monaco Ct is owned and occupied by two individuals who bought it in April 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	681 MONACO CT, WALNUT CREEK, CA 94598-3800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 26, 2022	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 13, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Prior Sale	Jul 13, 2018 · Amount on File
Deed Document Number	202271564
Prior Transfer Date	Apr 18, 2013
Prior Transfer Doc	0000104690
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	681 MONACO CT, WALNUT CREEK, CA 94598-3800
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164280
Date	Aug 6, 2020
Instrument	2020-164280

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 26, 2022
Property Address	681 MONACO CT, WALNUT CREEK, CA 94598-3800
Document Number	0000071564
Map Reference	MB 320 PG 22
Instrument Date	Apr 19, 2022
Instrument	2022-071564
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	681 MONACO CT, WALNUT CREEK, CA 94598-3800

Mortgage

Document Number	0000071565
Date	Apr 26, 2022
Instrument	2022-071565

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 13, 2018
Property Address	681 MONACO CT, WALNUT CREEK, CA 94598-3800
Document Number	0000111913
Map Reference	MB 320 PG 22
Instrument Date	Jul 5, 2018
Instrument	2018-111913
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	681 MONACO CT, WALNUT CREEK, CA 94598-3800

Mortgage

Document Number	0000111914
Date	Jul 13, 2018
Instrument	2018-111914

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Mortgage

Document Number	0000111915
Date	Jul 13, 2018
Instrument	2018-111915

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 681 Monaco Ct was $26,191 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,300,000 (-) Land $1,533,334 Building $766,666
2025	$26,191.00 Homeowner's exemption	$2,300,000 Land $1,533,334 Building $766,666
2023	$26,858.00 (+57.21%) Homeowner's exemption	$2,650,000 Land $1,760,000 Building $890,000
2022	$17,084.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 681 Monaco Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 681 Monaco Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sonic Telecom.

Nearby Properties on Monaco Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures