681 McCraw Rd, Herndon, KY 42236 Property Records

Christian County property record for 681 McCraw Rd, Herndon, KY 42236

Property Summary

Property Type	Farm - Irrigated or Dry
Details	1,280 sqft
Lot Size	23.1 acres (1,007,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$97,095 (Feb 2011)
Tax Bill	$3,235 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-00 00 021.03`

Property Details

APN / Parcel Number

Primary APN	`054-00 00 021.03`
Alternative APN	`562520001`

Interior

Stories	2 Stories
Building Area	1,280 sqft Heated Area

Exterior

Architectural Style	Other
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	1,007,020 sqft (23.1 acres)
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Account Number	562520001
Street Address	681 MCCRAW RD
City	HERNDON
State	KY
Zip	42236-8222
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	681 MCCRAW RD TR 2
Legal Subdivision	MCCRAW
Legal Tract	2
Jurisdiction	CHRISTIAN KY
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2017
Census Tract	201400

Owner

Source: Christian County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	681 MCCRAW RD, HERNDON, KY 42236-8222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2018	Trustee's Deed, Construction Loan · Line of Credit FARM CREDIT SVCS
Oct 9, 2018	Deed of Trust, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2011 · Amount on Record
Deed Sale	Feb 18, 2011 · Amount on Record
Deed Document Number	392099
Deed Book / Page	0676 / 081
Record Updated	Jun 8, 2026

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHRISTIAN KY
Recording Date	Nov 14, 2018
Property Address	681 MCCRAW RD, HERNDON, KY 42236-8222
Document Number	0015350014
Book / Page	001535 / 000014
Instrument Date	Nov 2, 2018
Transaction Type	Construction Loan
Record Updated	Nov 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	681 MCCRAW RD HERNDON KY 422368222, HERNDON, KY 42236-8222

Mortgage

Document Number	15350014
Date	Nov 14, 2018
Book Page	001535/000014

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 13, 2019

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN KY
Property Address	681 MCCRAW RD, HERNDON, KY 42236-8222
Document Number	0015310340
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 MCCRAW RD HERNDON KY 422368222, HERNDON, KY 42236-8222

Mortgage

Document Number	0015310340
Date	Oct 9, 2018
Book Page	001531/000340
Instrument	7262

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40232

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2033

Tax Assessment & Valuation

Source: Christian County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Christian County
Unified School District	Christian County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,235.00 (+36.33%)	$442,500 (+47.37%)	$442,500 (+47.37%)
2023	$2,373.00	$300,264	$300,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHRISTIAN CO WATER DISTRICT serves 17,248 people · EPA ID KY0240521
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on McCraw Rd

Nearby Streets

All Herndon, KY Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures