Callaway County property record for 681 Kenneth Ln, Fulton, MO 65251
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,490 sqft · built 2009 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,080 (2023) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-05.0-21.0-00-000-024.028 |
| Primary APN | 13-05.0-21.0-00-000-024.028 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,490 sqft Living Area |
| 1st Floor Area | 1,490 sqft |
| Basement Area | 1,490 sqft |
| Finished Basement | 700 sqft |
| Game Room | Game Room |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 429 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 1305021000000024028 |
|---|---|
| Street Address | 681 KENNETH LN |
| City | FULTON |
| State | MO |
| Zip | 65251-2951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 SOUTHWIND ESTATES PLAT 3 |
| Legal Subdivision | SOUTHWIND ESTATES PLAT 3 |
| Legal Lot Number | 26 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | EAST FULTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 70302 |
681 Kenneth Ln is owned by an individual who acquired it in July 2009.
Source: Callaway County records, as of January 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 13054, TEMPE, AZ 85284-0051 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE CENTRAL TRUST BANK |
| Jan 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MIDWEST REGIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2009 |
| Deed Sale | Jul 22, 2009 |
| Deed Document Number | 905535 |
| Deed Book / Page | M0422 / 0640 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 681 KENNETH LN, FULTON, MO 65251-2951 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000523/925 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 523/925 |
| Instrument | 202506614 |
| Name | THE CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 681 KENNETH LN, FULTON, MO 65251-2951 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 241/716 |
|---|---|
| Date | Jan 23, 2019 |
| Book Page | 241/716 |
| Instrument | 201900307 |
| Name | MIDWEST REGIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Fulton City |
| Unified School District | Fulton 58 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,792 (-) | $177,850 (-) | |
| 2024 | $33,792 (-) | $177,850 (-) | |
| 2023 | $2,080.00 (+1.46%) | $33,792 (+1.43%) | $177,850 |
| 2022 | $2,050.00 | $33,317 Land $3,800 Building $29,517 | |
| 2021 | $175,350 Land $20,000 Building $155,350 | ||
| 2015 | $1,523.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 681 Kenneth Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 681 Kenneth Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON PWS serves 12,600 people · EPA ID MO3010296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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