681 Gray Rd, Boaz, AL 35957 Property Records

Marshall County property record for 681 Gray Rd, Boaz, AL 35957

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,216 sqft · built 1998
Lot Size	0.283 acres (12,310 sqft)
Owner	Individual Name on File
Last Sale	$171,500 (Jun 2021)
Tax Bill	$1,367 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04-19-2-002-003.007`

Property Details

APN / Parcel Number

Primary APN	`18-04-19-2-002-003.007`
Alternative APNs	`184192002003007` `504367`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,310 sqft (0.283 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	504367
Street Address	681 GRAY RD
City	BOAZ
State	AL
Zip	35957-5781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	118 X 148 IRR IRR LOT 7 OF GRAY RD SUBDIVISION PB 8 PG 20 CONT 5.6 AC C 631/229 726/896 733/687 782/890 833/935 864/449 1840/230 4012/182
Legal Subdivision	GRAY RD SUBDIVISION
Legal Lot Number	7
Jurisdiction	MARSHALL AL
Township / Civil Division	ALBERTVILLE-BOAZ
Census Block Group	1
Census Block	1014
Census Tract	30804

Owner

681 Gray Rd is owned and occupied by an individual who bought it in June 2021.

Source: Marshall County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	681 GRAY RD, BOAZ, AL 35957-5781
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Warranty Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC
Mar 6, 2020	Warranty Deed, Transfer FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Mar 6, 2020 · Amount on File
Deed Document Number	20213228028
Deed Book / Page	6580 / 315
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Jun 8, 2021
Property Address	681 GRAY RD, BOAZ, AL 35957-5781
Document Number	0003228028
Book / Page	6580 / 315
Map Reference	MB 8 PG 20
Instrument Date	Jun 3, 2021
Instrument	3228028
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 DRURY LN, 82, ALBERTVILLE, AL 35950-6201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 GRAY RD, BOAZ, AL 35957-5781

Mortgage

Document Number	0003228030
Date	Jun 8, 2021
Instrument	3228030

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Mar 6, 2020
Property Address	681 GRAY RD, BOAZ, AL 35957-5781
Document Number	0003203451
Book / Page	006304 / 000204
Instrument Date	Mar 5, 2020
Instrument	3203451
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 GRAY RD BOAZ AL 359575781, BOAZ, AL 35957-5781

Mortgage

Document Number	3203452
Date	Mar 6, 2020
Instrument	3203452

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 681 Gray Rd was $1,367, up 7% from the year before.

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,367.00 (+7.05%)
2025	$1,277.00	$27,480	$144,800 Land $7,400 Building $137,400
2023	$1,132.00	$24,360 Land $1,400 Building $22,960	$121,800 Land $7,000 Building $114,800
2021	$446.00 Homeowner's exemption	$10,740	$107,400 Land $7,000 Building $100,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 681 Gray Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 681 Gray Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Farmers Telecommunications Cooperative.

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