681 Eden St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 681 Eden St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,634 sqft · built 1996
Lot Size	0.177 acres (7,723 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Jul 2021)
Tax Bill	$11,388 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`790-01-086`

Property Details

APN / Parcel Number

Primary APN	`790-01-086`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,634 sqft Living Area
1st Floor Area	759 sqft
2nd Floor Area	875 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,723 sqft (0.177 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	681 EDEN ST
City	GILROY
State	CA
Zip	95020-7252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8808 AMENDED MAP OF TR NO 8760 PARK COMMONS BOOK 673 PAGE 30 PAGE 31 LOT 23
Legal Subdivision	MAP OF TR 8760 PARK COMMONS AM
Legal Tract	8808
Legal Lot Number	23
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512514

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	681 EDEN ST, GILROY, CA 95020-7252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage HOUSING TRUST SILICON VALLEY
Jul 2, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 8, 2017	Grant Deed, Transfer HOME LNS TODAY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Sep 8, 2017 · Amount on Record
Deed Document Number	202125017706
Prior Transfer Date	Sep 13, 2010
Prior Transfer Doc	0020872948
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	681 EDEN ST, GILROY, CA 95020-7252
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025017708
Date	Jul 2, 2021
Instrument	25017708

Lender

Name	HOUSING TRUST SILICON VALLEY
Type	Non-Lending Institution
Address	SAN JOSE, CA 95113

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 2, 2021
Property Address	681 EDEN ST, GILROY, CA 95020-7252
Document Number	0025017706
Map Reference	MB 673 PG 30&31
Instrument Date	Jun 16, 2021
Instrument	25017706
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	681 EDEN ST, GILROY, CA 95020-7252
Investor	Possibly a Property Investor

Mortgage

Document Number	0025017707
Date	Jul 2, 2021
Instrument	25017707

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 8, 2017
Property Address	681 EDEN ST, GILROY, CA 95020-7252
Document Number	0023748285
Instrument Date	Jul 28, 2017
Instrument	23748285
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$163.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	681 EDEN ST GILROY CA 950207252, GILROY, CA 95020-7252

Mortgage

Document Number	23748286
Date	Sep 8, 2017
Instrument	23748286

Lender

Name	HOME LNS TODAY
Type	Funding / Finance Company
Address	ORLANDO, FL 32801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,000 (-2.15%) Land $364,000 Building $546,000
2025	$11,388.00 (+10.7%) Homeowner's exemption	$930,000 (+12.73%) Land $372,000 Building $558,000
2023	$10,287.00 (-13.37%) Homeowner's exemption	$825,000 Land $330,000 Building $495,000
2022	$11,875.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

Nearby Properties on Eden St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures