681 E Rock St, Harrisonburg, VA 22802 Property Records

Harrisonburg City property record for 681 E Rock St, Harrisonburg, VA 22802

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 976 sqft · built 1935
Lot Size0.163 acres (7,099 sqft)
OwnerIndividual Name on File
Tax Bill$2,660 (2026)
Deeds & MortgagesOct 2021 Mortgage
Dec 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN033 R 20

Property Details

APN / Parcel Number

Primary APN033 R 20

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area976 sqft Living Area
Basement Area976 sqft
FlooringCombination, Other
Interior WallsPlaster

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 2002
Exterior MaterialVinyl
Roof MaterialMetal
Lot Area7,099 sqft (0.163 acres)
Lot Dimensions132 ft deep x 50 ft wide
Deck Area176 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address681 E ROCK ST
CityHARRISONBURG
StateVA
Zip22802-4819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionQUADRANT 1 SS E ROCK ST LOT 5 KLINGSTEIN ADD
Legal SubdivisionKLINGSTEIN ADD
Legal Lot Number5
JurisdictionHARRISONBURG CITY VA
Township / Civil DivisionHARRISONBURG
Census Block Group2
Census Block2010
Census Tract101

Owner

681 E Rock St is owned and occupied by an individual.

Source: Harrisonburg City records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing Address681 E ROCK ST, HARRISONBURG, VA 22802-4819
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CAPTIAL CENTER LLC
Dec 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
CAPTIAL CENTER LLC
Nov 9, 2017Deed of Trust, Mortgage · Conventional Mortgage
CAPTIAL CENTER LLC
Dec 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAPTIAL CENTER LLC
Apr 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
CAPTIAL CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISONBURG CITY VA
Property Address681 E ROCK ST, HARRISONBURG, VA 22802-4819
Transaction TypeMortgage
Record UpdatedNov 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5495/717
DateOct 26, 2021
Book Page5495/717
Instrument2021-30008
Lender
NameCAPTIAL CENTER LLC
TypeMortgage Company
AddressGLEN ALLEN, VA 23060
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2041

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISONBURG CITY VA
Property Address681 E ROCK ST, HARRISONBURG, VA 22802-4819
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4949/686
DateDec 6, 2017
Book Page4949/686
Instrument2017-00033548
Lender
NameCAPTIAL CENTER LLC
TypeMortgage Company
AddressGLEN ALLEN, VA 23060
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2047

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISONBURG CITY VA
Property Address681 E ROCK ST, HARRISONBURG, VA 22802-4819
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4941/683
DateNov 9, 2017
Book Page4941/683
Instrument2017-00031705
Lender
NameCAPTIAL CENTER LLC
TypeMortgage Company
AddressGLEN ALLEN, VA 23060
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISONBURG CITY VA
Property Address681 E ROCK ST, HARRISONBURG, VA 22802-4819
Transaction TypeMortgage
Record UpdatedJan 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5350/465
DateDec 31, 2020
Book Page5350/465
Instrument2020-31308
Lender
NameCAPTIAL CENTER LLC
TypeMortgage Company
AddressGLEN ALLEN, VA 23060
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISONBURG CITY VA
Property Address681 E ROCK ST, HARRISONBURG, VA 22802-4819
Transaction TypeMortgage
Record UpdatedMay 10, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-00010769
DateApr 17, 2017
Book Page4867/486
Instrument2017-00010769
Lender
NameCAPTIAL CENTER LLC
TypeMortgage Company
AddressGLEN ALLEN, VA 23060
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 681 E Rock St was $2,660.

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityHarrisonburg City
Unified School DistrictHarrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,660.00$263,400 (+2.81%) Land $60,000 Building $203,400$263,400 (+2.81%) Land $60,000 Building $203,400
2025$256,200 Land $58,000 Building $198,200$256,200 Land $58,000 Building $198,200
2024$2,432.00 (+16.31%)
2023$2,091.00$217,900 Land $43,800 Building $174,100$217,900 Land $43,800 Building $174,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 681 E Rock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 681 E Rock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARRISONBURG
serves 61,000 people · EPA ID VA2660345
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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