Atlantic County and Galloway Township property record for 681 E Lake Front Cir, Galloway, NJ 08205
| Property Type | Condominium |
|---|---|
| Details | 1,428 sqft · built 1988 |
| Lot Size | 0.019 acres (842 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Aug 2026) |
| Tax Bill | $5,126 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2024 Transfer |
| APN | 11-01173-10-00001-0000-C0045 |
| Primary APN | 11-01173-10-00001-0000-C0045 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,428 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 842 sqft (0.019 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 681 E LAKE FRONT CIR |
|---|---|
| City | GALLOWAY |
| State | NJ |
| Zip | 08205-3314 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CC |
| Legal Description | LAKE VICTORIA UNIT 5 BLDG 4 |
| Legal Subdivision | LAKE VICTORIA BLDG 4 |
| Legal Block | 1173 |
| Legal Lot Number | 1 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | GALLOWAY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10501 |
Source: Atlantic County and Galloway Township records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 681 E LAKE FRONT CIR, GALLOWAY, NJ 08205-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed, Transfer · Conventional Mortgage HMA MORTGAGE |
| Feb 5, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on Record |
| Deed Sale | Aug 12, 2026 · Amount on Record |
| Deed Document Number | 202634873 |
| Prior Transfer Date | Jan 9, 2024 |
| Prior Transfer Doc | 0000005489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Aug 12, 2026 |
| Property Address | 681 E LAKE FRONT CIR, GALLOWAY, NJ 08205-3314 |
| Document Number | 0000034873 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202634873 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | AMERICAN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,280.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 681 E LAKE FRONT CIR, GALLOWAY, NJ 08205-3314 |
| Document Number | 0000034874, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 202634874 |
| Name | HMA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000034875, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 202634875 |
| Name | NJ HOUSING AND MORTGAGE FINANCIAL AGENCY |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jul 28, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Recording Date | Feb 5, 2024 |
| Property Address | 681 E LAKE FRONT CIR, GALLOWAY, NJ 08205-3314 |
| Document Number | 0000005489 |
| Instrument Date | Jan 9, 2024 |
| Instrument | 2024005489 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 334 RIVER PARK DR, RARITAN, NJ 08869-2145 |
| Name | Verified Name |
|---|---|
| Address | 681 E LAKE FRONT CIR, GALLOWAY, NJ 08205-3314 |
Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Galloway Township |
| Elementary School District | Galloway Township School District (KG - 08) |
| Secondary School District | Greater Egg Harbor Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,200 (-) Land $65,000 Building $86,200 | $151,200 (-) Land $65,000 Building $86,200 | |
| 2025 | $5,126.00 (+1.57%) | $151,200 (-) Land $65,000 Building $86,200 | $151,200 (-) Land $65,000 Building $86,200 |
| 2024 | $5,047.00 (+3.95%) | ||
| 2023 | $151,200 (-) Land $65,000 Building $86,200 | $151,200 (-) Land $65,000 Building $86,200 | |
| 2022 | $4,855.00 (+2.1%) | $151,200 Land $65,000 Building $86,200 | $151,200 Land $65,000 Building $86,200 |
| 2021 | $4,755.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1992–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 61% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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