681 E Christie St, Banning, CA 92220 Property Records

Riverside County property record for 681 E Christie St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,254 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,077 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`541-032-025`

Property Details

APN / Parcel Number

Primary APN	`541-032-025`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,254 sqft Living Area
Gross Area	1,334 sqft
1st Floor Area	1,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Masonry / Concrete Block
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	681 E CHRISTIE ST
City	BANNING
State	CA
Zip	92220-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 19 MB 020/076 MONTE VISTA TERRACE
Legal Subdivision	MONTE VISTA TERRACE
Legal Lot Number	19
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1000
Census Tract	44200

Owner

681 E Christie St is owned and occupied by two individuals who acquired it in December 2023.

Source: Riverside County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	681 E CHRISTIE ST, BANNING, CA 92220-5601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL LENDING
Dec 26, 2023	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage VERITAS FUNDING LLC
Jan 13, 2017	Grant Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2023
Deed Sale	Dec 26, 2023
Prior Sale	Jan 13, 2017 · Amount on File
Deed Document Number	2023380020
Prior Transfer Date	Nov 30, 2023
Prior Transfer Doc	0000380020
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 10, 2026
Property Address	681 E CHRISTIE ST, BANNING, CA 92220-5601
Document Number	0000249965
Instrument Date	Jul 23, 2026
Instrument	2026249965
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 E CHRISTIE ST, BANNING, CA 92220-5601

Mortgage

Document Number	0000249965,
Date	Aug 10, 2026
Instrument	2026249965

Lender

Name	FIRST FEDERAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.49%
Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 26, 2023
Property Address	681 E CHRISTIE ST, BANNING, CA 92220-5601
Document Number	0000380020
Map Reference	MB 20 PG 76
Instrument Date	Nov 30, 2023
Instrument	2023-0380020
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	681 E CHRISTIE ST, BANNING, CA 92220-5601

Mortgage

Document Number	0000380021
Date	Dec 26, 2023
Instrument	2023-0380021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 23, 2021
Property Address	681 E CHRISTIE ST, BANNING, CA 92220-5601
Document Number	0000182490
Map Reference	MB 20 PG 76
Instrument Date	Mar 16, 2021
Instrument	2021-0182490
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	681 E CHRISTIE ST, BANNING, CA 92220-5601

Mortgage

Document Number	0000182491
Date	Mar 23, 2021
Instrument	2021-0182491

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 13, 2017
Property Address	681 E CHRISTIE ST, BANNING, CA 92220-5601
Document Number	0000018054
Map Reference	MB20 PG76
Instrument Date	Dec 8, 2016
Instrument	2017-0018054
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	LANDWOOD TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	681 E CHRISTIE ST, BANNING, CA 92220-5601

Mortgage

Document Number	0000018055
Date	Jan 13, 2017
Instrument	2017-0018055

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Mortgage

Document Number	0000018056
Date	Jan 13, 2017
Instrument	2017-0018056

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 681 E Christie St was $3,077 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,833 (+2%) Land $23,673 Building $207,160
2025	$3,077.00 Homeowner's exemption	$226,308 Land $23,209 Building $203,099
2023	$3,008.00 (+2.17%) Homeowner's exemption	$217,521 Land $22,308 Building $195,213
2022	$2,944.00
2021			$286,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 681 E Christie St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 681 E Christie St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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