681 Deer Trail Rd, Durango, CO 81303 Property Records

La Plata County property record for 681 Deer Trail Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,768 sqft · built 2018
Lot Size	4.7 acres (204,732 sqft)
Owner	Company Name on Record
Last Sale	$127,500 (Nov 2013)
Tax Bill	$3,043 (2025)
Deeds & Mortgages	May 2021 Transfer Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5661-272-02-001`

Property Details

APN / Parcel Number

Primary APN	`5661-272-02-001`
Alternative APNs	`5661-272-02-014` `R438870` `R005160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,768 sqft Living Area
Gross Area	3,379 sqft
1st Floor Area	881 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Lot Area	204,732 sqft
Garage Type	Attached
Garage Area	611 sqft
Porch	Porch
Porch Area	135 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R438870
Street Address	681 DEER TRAIL RD
City	DURANGO
State	CO
Zip	81303-7608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RAFTER J OPEN A BLOCK: TR 53 LOT: B RESUB OF LOTS 51, 52, 53, & 54 PLUS BA PER 1221838 681 DEER TRAIL RD 685 DEER TRAIL RD DURANGO 81303
Legal Subdivision	RAFTER J OPEN A
Legal Tract	53
Legal Block	R 53
Legal Lot Number	B
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1086 S BUTTE LN, GILBERT, AZ 85296-3742
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Intrafamily Transfer, Transfer
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
Mar 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
Jul 20, 2018	Trustee's Deed, Construction Loan · Line of Credit ALPINE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2013 · Amount on Record
Deed Sale	Nov 22, 2013 · Amount on Record
Deed Document Number	20131074648
Last Transfer Date	May 3, 2021
Transfer Doc	0001191792
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	May 5, 2021
Property Address	681 DEER TRAIL RD, DURANGO, CO 81303-7608
Document Number	0001191792
Map Reference	DOC 348261
Instrument Date	May 3, 2021
Instrument	1191792
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1086 S BUTTE LN, GILBERT, AZ 85296-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 S BUTTE LN, GILBERT, AZ 85296-3742

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	681 DEER TRAIL RD, DURANGO, CO 81303-7608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001169444
Date	Mar 25, 2020
Instrument	1169444

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	681 DEER TRAIL RD, DURANGO, CO 81303-7608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001154568
Date	Mar 20, 2019
Instrument	1154568

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 20, 2018
Property Address	681 DEER TRAIL RD, DURANGO, CO 81303-7608
Instrument Date	Jun 28, 2018
Instrument	1145661
Transaction Type	Construction Loan
Record Updated	Aug 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 DEER TRAIL RD DURANGO CO 813037608, DURANGO, CO 81303-7608

Mortgage

Document Number	0001145661
Date	Jul 20, 2018
Instrument	1145661

Lender

Name	ALPINE BK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 19, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,540 (+27.19%) Land $8,690 Building $61,850	$1,107,340 (+24.8%) Land $136,440 Building $970,900
2025	$3,043.00	$55,460 (+25.59%) Land $8,530 Building $46,930	$887,310 (+34.64%) Land $136,440 Building $750,870
2023		$44,160 (+16.61%) Land $6,850 Building $37,310	$659,030 (+20.94%) Land $102,190 Building $556,840
2022	$1,607.00	$37,870 Land $5,890 Building $31,980	$544,940 Land $84,810 Building $460,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	10 / 1

May also be available: AlignTec.

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