681 Ben Ingram Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 681 Ben Ingram Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,116 sqft · built 2004
Lot Size	0.156 acres (6,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Nov 2007)
Tax Bill	$8,736 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-610-350-000`

Property Details

APN / Parcel Number

Primary APN	`240-610-350-000`
Alternative APN	`240-610-35`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,116 sqft Living Area
1st Floor Area	2,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	6,806 sqft (0.156 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	240-610-35
Street Address	681 BEN INGRAM CT
City	TRACY
State	CA
Zip	95377-8569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 486
Legal Subdivision	PRESIDIO PUD UNIT 3A
Legal Block	3
Legal Lot Number	486
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3005
Census Tract	5212

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	681 BEN INGRAM CT, TRACY, CA 95377-8569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 19, 2020	Deed of Trust, Mortgage · Commercial Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2007 · Amount on Record
Deed Sale	Nov 7, 2007 · Amount on Record
Prior Sale	Apr 9, 2007 · Amount on Record
Deed Document Number	2007190758
Last Transfer Date	Jan 17, 2023
Transfer Doc	0000005372
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 23, 2023
Property Address	681 BEN INGRAM CT, TRACY, CA 95377-8569
Document Number	0000005372
Map Reference	MB 38 PG 75
Instrument Date	Jan 17, 2023
Instrument	2023-005372
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	681 BEN INGRAM CT, TRACY, CA 95377-8569

Mortgage

Document Number	0000005373
Date	Jan 23, 2023
Instrument	2023-005373

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	681 BEN INGRAM CT, TRACY, CA 95377-8569
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	FIRST AMERICAN TITLE FRESNO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 BEN INGRAM CT, TRACY, CA 95377-8569

Mortgage

Document Number	0000075427
Date	Apr 29, 2021
Instrument	2021-075427

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	681 BEN INGRAM CT, TRACY, CA 95377-8569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072480
Date	Jun 19, 2020
Instrument	2020-072480

Lender

Name	CITIBANK NA
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,736.00 (+0.63%)
2025	$8,681.00 (+8.51%)	$532,075 (+4.04%) Land $183,882 Building $348,193
2023	$8,000.00 (+2.13%)	$511,416 Land $176,743 Building $334,673	$646,740
2022	$7,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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