681 Barbara Ct, Merced, CA 95341 Property Records

Merced County property record for 681 Barbara Ct, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,617 sqft · built 2006
Lot Size	0.116 acres (5,050 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,177 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Mortgage + 5 more
Flood Zone	Zone AO (high risk)
APN	`222-052-012-000`

Property Details

APN / Parcel Number

Primary APN	`222-052-012-000`
Alternative APN	`222-052-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
Gross Area	2,073 sqft
1st Floor Area	1,617 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	5,050 sqft (0.116 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	222-052-012
Street Address	681 BARBARA CT
City	MERCED
State	CA
Zip	95341-7038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	CYPRESS TERRACE PHASE 3 LOT 32
Legal Subdivision	CYPRESS TERRACE PH 03
Legal Lot Number	32
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2011
Census Tract	1603

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	681 BARBARA CT, MERCED, CA 95341-7038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Feb 2, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 10, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 5, 2023	Intrafamily Transfer, Transfer
May 12, 2022	Intrafamily Transfer, Transfer
Dec 2, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 2, 2019	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019
Deed Sale	Dec 2, 2019
Prior Sale	Dec 2, 2019 · Amount on Record
Deed Document Number	201940579
Last Transfer Date	Apr 26, 2023
Transfer Doc	0000010101
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	May 28, 2026
Property Address	681 BARBARA CT, MERCED, CA 95341-7038
Document Number	0000013495
Instrument Date	Apr 27, 2026
Instrument	202613495
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 BARBARA CT, MERCED, CA 95341-7038

Mortgage

Document Number	0000013495,
Date	May 28, 2026
Instrument	202613495

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	283 Months
Due	Dec 1, 2049

Interest

Rate	6.38%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	681 BARBARA CT, MERCED, CA 95341-7038
Transaction Type	Mortgage
Record Updated	Mar 1, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 BARBARA CT, MERCED, CA 95341-7038

Mortgage

Document Number	0000002388
Date	Feb 2, 2024
Instrument	2024002388

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Dec 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	681 BARBARA CT, MERCED, CA 95341-7038
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 BARBARA CT, MERCED, CA 95341-7038

Mortgage

Document Number	0000006454
Date	Feb 10, 2022
Instrument	2022006454

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Dec 1, 2049

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	May 5, 2023
Property Address	681 BARBARA CT, MERCED, CA 95341-7038
Document Number	0000010101
Map Reference	VOL 66 PG 25-28
Instrument Date	Apr 26, 2023
Instrument	2023010101
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	681 BARBARA CT, MERCED, CA 95341-7038

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	May 12, 2022
Property Address	681 BARBARA CT, MERCED, CA 95341-7038
Document Number	0000018810
Map Reference	VOL 65 PG 25-28
Instrument Date	May 9, 2022
Instrument	2022018810
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	681 BARBARA CT, MERCED, CA 95341-7038

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Dec 2, 2019
Property Address	681 BARBARA CT, MERCED, CA 95341-7038
Document Number	0000040579
Instrument Date	Nov 26, 2019
Instrument	40579
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	681 BARBARA CT MERCED CA 953417038, MERCED, CA 95341-7038

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 2, 2019
Property Address	681 BARBARA CT, MERCED, CA 95341-7038
Document Number	0000040578
Instrument Date	Nov 15, 2019
Instrument	40578
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	681 BARBARA CT MERCED CA 953417038, MERCED, CA 95341-7038

Mortgage

Document Number	40580
Date	Dec 2, 2019
Instrument	40580

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$276,086 (+2%) Land $55,774 Building $220,312
2025	$3,177.00 (+10.39%) Homeowner's exemption	$270,674 (+4.04%) Land $54,681 Building $215,993
2023	$2,878.00 (-0.9%) Homeowner's exemption	$260,164 Land $52,558 Building $207,606
2022	$2,904.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	3 (2016–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

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