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681 4th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 681 4th Ave, Troy, NY 12182

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,804 sqft · built 1890
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on Record
Last Sale$39,000 (Aug 2023)
Tax Bill$5,564 (2026)
Deeds & MortgagesOct 2025 Mortgage
Aug 2023 Sale
APN381700 80.40-12-6

Property Details

APN / Parcel Number

Primary APN381700 80.40-12-6
Alternative APN
  • 1703520

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,804 sqft Living Area
1st Floor Area902 sqft
2nd Floor Area902 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions120 ft deep x 25 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area132 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1703520
Street Address681 4TH AVE
CityTROY
StateNY
Zip12182-2324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTF
Legal Block12
Legal Lot Number6.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group5
Census Block5011
Census Tract40100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Lansingburgh Historic District
listed 2023 · 592 contributing resources · NRIS 100008651

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address5 MCARDLE AVE, ALBANY, NY 12206-3228
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Warranty Deed, Transfer
SUNMARK FCU
Aug 29, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2023 · Amount on Record
Deed SaleAug 29, 2023 · Amount on Record
Deed Book / Page10471 / 290
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateOct 17, 2025
Property Address681 4TH AVE, TROY, NY 12182-2324
Document Number0110920193
Book / Page11092 / 193
Instrument DateOct 1, 2025
Instrument2025-662616
Transaction TypeTransfer
Record UpdatedNov 12, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 MCARDLE AVE, ALBANY, NY 12206-3228

Mortgage

Document Number2025662617
DateOct 17, 2025
Instrument2025-662617
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
AmountAmount Recorded

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateAug 29, 2023
Property Address681 4TH AVE, TROY, NY 12182-2324
Document Number0104710290
Book / Page10471 / 290
Instrument DateAug 29, 2023
Instrument2023-631689
Transaction TypeTransfer
Record UpdatedSep 19, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 MCARDLE AVE, ALBANY, NY 12206-3228

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,564.00 (-53.57%)
2025$11,984.00 (+439.58%)$104,000 (-) Land $8,800 Building $95,200$178,100 (+11.31%) Land $15,070 Building $163,030
2024$2,221.00$104,000 (-) Land $8,800 Building $95,200$160,000 (+7.67%) Land $13,538 Building $146,462
2023$104,000 (-) Land $8,800 Building $95,200$148,600 (+8.59%) Land $12,574 Building $136,026
2022$104,000 Land $8,800 Building $95,200$136,842 Land $11,579 Building $125,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1979–2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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