681 3rd St SW, Delano, MN 55328 Property Records

Wright County property record for 681 3rd St SW, Delano, MN 55328 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,772 sqft · built 2004
Lot Size0.297 acres (12,963 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (Jan 2022)
Tax Bill$5,616 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN107-074-001010

Property Details

APN / Parcel Number

Primary APN107-074-001010

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories3 Stories
Building Area1,772 sqft Living Area
1st Floor Area1,772 sqft
Basement Area772 sqft
Finished Basement772 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2007
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area12,963 sqft (0.297 acres)
Garage TypeAttached
Garage Area680 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area156 sqft
Deck Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address681 3RD ST SW
CityDELANO
StateMN
Zip55328-2817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-14 TWP-118 RANGE-025 WESTRIDGE HILLS 2ND ADDN LOT-001 BLOCK-001 LOCK-001
Legal Range025
Legal Township118
Legal Section14
Legal SubdivisionWESTRIDGE HILLS
Legal Block1
Legal Lot Number1
JurisdictionWRIGHT MN
Township / Civil DivisionDELANO
Census Block Group1
Census Block1009
Census Tract101001

Owner

Source: Wright County records · APN 107-074-001010

Assessment roll updated July 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address681 3RD ST SW, DELANO, MN 55328-2817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Feb 01, 2022Warranty Deed, Transfer · Conventional Mortgage
MORTGAGES UNLIMITED INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 2022 · Amount on Record
Deed SaleJan 27, 2022 · Amount on Record
Prior SaleJun 30, 2016 · Amount on Record
Deed Document Number20221375019
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Recording DateJul 28, 2026
Property Address681 3RD ST SW, DELANO, MN 55328-2817
Document Number0001608470
Instrument DateJul 03, 2026
Instrument20261608470
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanySERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address681 3RD ST SW, DELANO, MN 55328-2817

Mortgage

Document Number0001608470,
DateJul 28, 2026
Instrument20261608470
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueAug 01, 2066
Interest
Rate6.48%
Max Rate-1%

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateFeb 01, 2022
Property Address681 3RD ST SW, DELANO, MN 55328-2817
Document Number00A1497810
Instrument DateJan 27, 2022
InstrumentA1497810
Transaction TypeTransfer
Record UpdatedMar 14, 2022
Title CompanyWATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY QUALIA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,600.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address381 3RD ST SW, DELANO, MN 55328-2821

Mortgage

Document Number00A1497811
DateFeb 01, 2022
InstrumentA1497811
Lender
NameMORTGAGES UNLIMITED INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityDelano City
CountyWright County
Unified School DistrictDelano Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,616.00 (+1.08%)$499,000 (+3.94%) Land $71,500 Building $427,500$499,000 (+3.94%) Land $71,500 Building $427,500
2025$480,100 (+0.17%) Land $71,500 Building $408,600$480,100 (+0.17%) Land $71,500 Building $408,600
2023$5,556.00 (+3.16%)$479,300 Land $72,000 Building $407,300$479,300 Land $72,000 Building $407,300
2022$5,386.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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