681 3rd St, Cedar Key, FL 32625 Property Records

Levy County property record for 681 3rd St, Cedar Key, FL 32625

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,550 sqft · built 1901
Lot Size0.089 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$58,500 (Sep 1997)
Tax Bill$2,025 (2024)
Flood ZoneZone AE (high risk)
APN0860800000

Property Details

APN / Parcel Number

Primary APN0860800000
Alternative APN
  • 3215130860800000

Interior

Full Baths2 Baths
Building Area1,550 sqft Heated Area
Gross Area2,125 sqft
1st Floor Area925 sqft
Upper Floors Area625 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1978
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area3,920 sqft (0.089 acres)

Exterior Amenities

PorchPorch
Porch Area350 sqft
Deck Area225 sqft
Patio Area490 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelOther

Location & Zoning

Old Parcel Number3215130860800000
Street Address681 3RD ST
CityCEDAR KEY
StateFL
Zip32625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description32-15-13 CEDAR KEY BLK 17 S1/2 OF LOTS 10 11 & 12 OR BOOK 622 PAGE 991
Legal Range13E
Legal Township15S
Legal Section32
Legal SubdivisionCEDAR KEY
Legal Block17
Legal Lot Number10 11
JurisdictionLEVY FL
Township / Civil DivisionCEDAR KEY-YANKEETOWN
Census Block Group1
Census Block1171
Census Tract970400

Owner

Source: Levy County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 796, CEDAR KEY, FL 32625-0796
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 1997 · Amount on Record
Deed SaleSep 1, 1997 · Amount on Record
Deed Document Number0000622991
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Levy County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLevy County
MunicipalityCedar Key City
Unified School DistrictLevy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$118,805 (+5.99%)$281,480 (+6.35%) Land $82,500 Building $198,980
2024$2,025.00 (+1.81%)
2023$1,989.00 (+4.85%) Homeowner's exemption$112,094 (+3%)$264,665 (+20.78%) Land $82,500 Building $182,165
2022$1,897.00 Homeowner's exemption$108,829$219,124 Land $82,500 Building $136,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 186 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies378 units insured
incl. 192 condo units
Nearby Flood Claims614 (1983–2024)
Claims Outside the SFHA1 of 614
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 149 claims
  • Hurricane Idalia, Aug 2023 · 100 claims
  • Tropical Storm Josephine, Oct 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR KEY WTP
serves 735 people · EPA ID FL2380178
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Haloacetic acids
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fiber by Central Florida
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number