681 37th Ave, #A, Santa Cruz, CA 95062 Property Records

Santa Cruz County property record for 681 37th Ave, #A, Santa Cruz, CA 95062

Property Summary

Property TypeDuplex
Details3 bd · 5 ba · 198 sqft · built 1942
Lot Size0.196 acres (8,538 sqft)
Owner2 Individual Names on File
Last Sale$369,000 (Nov 1998)
Tax Bill$11,003 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN032-082-07

Property Details

APN / Parcel Number

Primary APN032-082-07
Alternative APN
  • 032-082-07-000

Interior

Bedrooms3 Beds
Full Baths5 Baths
Total Rooms12 Rooms
Building Area198 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleDuplex Single
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area8,538 sqft (0.196 acres)
Garage TypeAttached
Garage Area198 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address681 37TH AVE, A
CitySANTA CRUZ
StateCA
Zip95062-5122
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-1-5-PP
Legal DescriptionLOT 19
Legal SubdivisionBELTZ HAVEN
Legal Lot Number19
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1003
Census Tract121601

Owner

681 37th Ave, #A is owned and occupied by two individuals who acquired it in January 2022.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address681 37TH AVE, A, SANTA CRUZ, CA 95062-5122
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
OPTIMUM FIRST INC
Jan 18, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Aug 31, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 1998 · Amount on File
Deed SaleNov 12, 1998 · Amount on File
Prior SaleJun 10, 1997 · Amount on File
Deed Document Number199868974
Last Transfer DateJan 4, 2022
Transfer Doc0000001678
Record UpdatedSep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJan 18, 2022
Property Address681 37TH AVE # A, A, SANTA CRUZ, CA 95062-5122
Document Number0000001678
Instrument DateJan 12, 2022
Instrument2022-0001678
Transaction TypeTransfer
Record UpdatedFeb 2, 2022
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address681 37TH AVE # A, A, SANTA CRUZ, CA 95062-5122

Mortgage

Document Number0000001679
DateJan 18, 2022
Instrument2022-0001679
Lender
NameOPTIMUM FIRST INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2037

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJan 18, 2022
Property Address681 37TH AVE # A, A, SANTA CRUZ, CA 95062-5122
Document Number0000001680
Instrument DateJan 4, 2022
Instrument2022-0001680
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address681 37TH AVE, SANTA CRUZ, CA 95062-5122

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 31, 2017
Property Address681 37TH AVE # A, A, SANTA CRUZ, CA 95062-5122
Document Number0000029069
Instrument DateAug 25, 2017
Instrument29069
Transaction TypeTransfer
Record UpdatedSep 18, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1847 GRANITE CREEK RD SANTA CRUZ CA 950659713, SANTA CRUZ, CA 95065-9713

Tax Assessment & Valuation

The 2025 property tax bill for 681 37th Ave, #A was $11,003.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictLive Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$659,076 (+2%) Land $295,831 Building $363,245
2025$11,003.00$646,152 Land $290,030 Building $356,122
2023$9,959.00 (+3.06%)$621,062 Land $278,768 Building $342,294
2022$9,663.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 681 37th Ave, #A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 681 37th Ave, #A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Cruzio, GeoLinks, Spectrum, T-Mobile.

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