6809 Valhalla Way, Windermere, FL 34786 Property Records

Orange County property record for 6809 Valhalla Way, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,709 sqft · built 2003
Lot Size	0.505 acres (22,012 sqft)
Owner	Individual Name on File
Last Sale	$2,150,000 (Mar 2023)
Tax Bill	$27,611 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-23-28-4076-06-010`

Property Details

APN / Parcel Number

Primary APN	`20-23-28-4076-06-010`
Alternative APNs	`282320407606010` `285243` `290093` `294258`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,709 sqft Living Area
Gross Area	8,121 sqft
1st Floor Area	3,921 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	22,012 sqft (0.505 acres)
Garage Type	Attached
Garage Area	932 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	1,029 sqft
Patio Area	136 sqft
Water Feature	Water Feature
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6809 VALHALLA WAY
City	WINDERMERE
State	FL
Zip	34786-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	KEENES POINTE UNIT 3 46/104 LOT 601
Legal Range	28E
Legal Township	23S
Legal Section	20
Legal Subdivision	KEENES POINTE UT 3
Legal Tract	4076
Legal Block	6
Legal Lot Number	601
Legal Unit	3
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2001
Census Tract	17108

Owner

Source: Orange County records · APN 20-23-28-4076-06-010

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6809 VALHALLA WAY, WINDERMERE, FL 34786-5627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2023 · Amount on Record
Deed Sale	Mar 02, 2023 · Amount on Record
Prior Sale	Jan 02, 2002 · Amount on Record
Deed Document Number	2023118831
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 02, 2023
Property Address	6809 VALHALLA WAY, WINDERMERE, FL 34786-5627
Document Number	0000118831
Map Reference	MB 46 PG 104-114
Instrument Date	Feb 28, 2023
Instrument	20230118831
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$15,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6809 VALHALLA WAY, WINDERMERE, FL 34786-5627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6809 VALHALLA WAY, WINDERMERE, FL 34786-5627
Investor	Possibly a Property Investor

Mortgage

Document Number	0000118832
Date	Mar 02, 2023
Instrument	20230118832

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Mar 01, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,746,820 (+2.7%)	$1,883,150 (-1.3%) Land $395,000 Building $1,488,150
2025	$27,611.00 (+3.19%) Homeowner's exemption	$1,700,896 (+51.12%)	$1,908,050 (+10.06%) Land $395,000 Building $1,513,050
2024	$26,757.00 (+53.76%)
2023	$17,402.00 (+2.98%) Homeowner's exemption	$1,125,543 (+3%)	$1,733,606 (+39.14%) Land $395,000 Building $1,338,606
2022	$16,899.00 Homeowner's exemption	$1,092,760	$1,245,953 Land $295,000 Building $950,953

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	6 (2016–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 82 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.