6809 Talbot Dr, Almont, MI 48003 Property Records

Lapeer County property record for 6809 Talbot Dr, Almont, MI 48003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,838 sqft · built 1994
Lot Size	10.3 acres (449,539 sqft)
Owner	2 Individual Names on File
Last Sale	$37,500 (Nov 1992)
Tax Bill	$4,295 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-008-002-19`

Property Details

APN / Parcel Number

Primary APN	`001-008-002-19`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,838 sqft Living Area
1st Floor Area	1,534 sqft
Basement Area	1,534 sqft
Unfinished Basement	1,534 sqft
Flooring	Carpet

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Lot Area	449,539 sqft (10.3 acres)
Garage Area	524 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	6809 TALBOT DR
City	ALMONT
State	MI
Zip	48003-7911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	T6N R12E SEC COM AT E 1/4 COR TH S 88 DEG W 1247.61 FT, TH N 83 DEG 44'54 W 158.22 FT, W 295.52 FT TO POB, N 06 DEG 39'18
Jurisdiction	LAPEER MI
Township / Civil Division	ALMONT
Census Block Group	2
Census Block	2038
Census Tract	340000

Owner

6809 Talbot Dr is owned and occupied by two individuals who bought it in November 1992.

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6809 TALBOT DR, ALMONT, MI 48003-7911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 8, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1992 · Amount on File
Deed Sale	Nov 1, 1992 · Amount on File
Deed Book / Page	778 / 989
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	6809 TALBOT DR, ALMONT, MI 48003-7911
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6809 TALBOT DR, ALMONT, MI 48003-7911

Mortgage

Document Number	0033950882
Date	Apr 9, 2024
Book Page	3395/882

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 28, 2049

Interest

Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	6809 TALBOT DR, ALMONT, MI 48003-7911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029760994
Date	Aug 8, 2018
Book Page	2976/994

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Sep 1, 2042

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	6809 TALBOT DR, ALMONT, MI 48003-7911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031070764
Date	Jun 17, 2020
Book Page	3107/764

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6809 Talbot Dr was $4,295 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Almont Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,500 (+7.7%)	$677,000 (+7.7%)
2025	$4,295.00 Homeowner's exemption	$314,300	$628,600
2023		$278,400	$556,800
2022	$4,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6809 Talbot Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6809 Talbot Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Mercury Fiber.

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