Hamilton County property record for 6809 Hearne Rd, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,100 sqft · built 1960 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Aug 2023) |
| Tax Bill | $3,278 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Line of Credit Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0310-0128-00 |
| Primary APN | 550-0310-0128-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 1,100 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 250 ft deep x 80 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | Deck Area |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 6809 HEARNE RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | HEARNE RD 80 X 250 LOT 16 RACKS 11TH SUB BLKA |
| Legal Subdivision | RACKS 11TH SUB |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20603 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6809 HEARNE RD, CINCINNATI, OH 45248-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Warranty Deed, Transfer · Line of Credit CITIZENS BANK NA |
| Sep 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jul 14, 2021 | Warranty Deed, Transfer |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIAMI SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2023 · Amount on File |
| Deed Sale | Aug 17, 2023 · Amount on File |
| Prior Sale | Sep 13, 2021 · Amount on File |
| Deed Document Number | 202357953 |
| Deed Book / Page | 14981 / 578 |
| Prior Transfer Date | May 10, 2010 |
| Prior Transfer Doc | 0000000436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 17, 2023 |
| Property Address | 6809 HEARNE RD, CINCINNATI, OH 45248-1004 |
| Document Number | 0000057953 |
| Book / Page | 14981 / 578 |
| Map Reference | MB 97 PG 15 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2023-0057953 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6809 HEARNE RD, CINCINNATI, OH 45248-1004 |
| Investor | Possibly a Property Investor |
| Document Number | 0000057954 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023-0057954 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 13, 2021 |
| Property Address | 6809 HEARNE RD, CINCINNATI, OH 45248-1004 |
| Document Number | 0000109865 |
| Book / Page | 14500 / 3209 |
| Map Reference | MB 97 PG 15 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021-0109865 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000109866 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-0109866 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 14, 2021 |
| Property Address | 6809 HEARNE RD, CINCINNATI, OH 45248-1004 |
| Document Number | 0000085519 |
| Book / Page | 14458 / 2087 |
| Map Reference | MB 97 PG 15 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 2021-0085519 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6809 HEARNE RD, CINCINNATI, OH 45248-1004 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 6809 HEARNE RD, CINCINNATI, OH 45248-1004 |
| Document Number | 0000123978 |
| Instrument Date | Nov 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6809 HEAME RD CINCINNATI OH 45248, CINCINNATI, OH 45248 |
| Document Number | 0000123978 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 014303/000097 |
| Instrument | 123978 |
| Name | MIAMI SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | MIAMITOWN, OH 45041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 24, 2035 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,278.00 (+2.53%) | $63,000 (-) Land $14,126 Building $48,874 | $180,000 (-) Land $40,360 Building $139,640 |
| 2024 | $3,197.00 (-0.09%) | $63,000 (-) Land $14,126 Building $48,874 | |
| 2023 | $3,200.00 (+31.63%) | $63,000 (+55.34%) Land $14,126 Building $48,874 | $180,000 (+55.35%) Land $40,360 Building $139,640 |
| 2022 | $2,431.00 Homeowner's exemption | $40,555 Land $13,762 Building $26,793 | |
| 2020 | $115,870 Land $39,320 Building $76,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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