6809 Flinchbaugh Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 6809 Flinchbaugh Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 2021
Lot Size	4.82 acres (209,959 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Jun 2020)
Tax Bill	$3,540 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-008-1005-020`

Property Details

APN / Parcel Number

Primary APN	`74-25-008-1005-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Basement Area	1,736 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Lot Area	209,959 sqft (4.82 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6809 FLINCHBAUGH RD
City	KIMBALL
State	MI
Zip	48074-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG S 89D 44M 15S E 1723.01' FROM NW SEC COR, TH S 89D 44M 15S E 381.84', TH S 0D 14M 4S W 581.99', TH N 80D 14M 8S W
Legal Range	16E
Legal Township	06N
Legal Section	08
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	1
Census Block	1008
Census Tract	634100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6809 FLINCHBAUGH RD, KIMBALL, MI 48074-1122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
May 28, 2021	Deed of Trust, Mortgage FLAGSHIP COMMUNITY FCU
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Jun 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	202013568
Deed Book / Page	5200 / 547
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6809 FLINCHBAUGH RD, KIMBALL, MI 48074-1122
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6809 FLINCHBAUGH RD, KIMBALL, MI 48074-1122

Mortgage

Document Number	0005409739
Date	Aug 18, 2021
Book Page	5409/739
Instrument	2021023742

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6809 FLINCHBAUGH RD, KIMBALL, MI 48074-1122
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 PARKS RD, WALES, MI 48027-3806
Investor	Possibly a Property Investor

Mortgage

Document Number	0005372482
Date	May 28, 2021
Book Page	5372/482
Instrument	2021016129

Lender

Name	FLAGSHIP COMMUNITY FCU
Type	Credit Union
Address	PORT HURON, MI 48060

Agreement

Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	6809 FLINCHBAUGH RD, KIMBALL, MI 48074-1122
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6809 FLINCHBAUGH RD, KIMBALL, MI 48074-1122
Investor	Possibly a Property Investor

Mortgage

Document Number	0005544834
Date	Jul 22, 2022
Book Page	5544/834
Instrument	2022017499

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 21, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 17, 2020
Property Address	SPARLING RD, SMITHS CREEK, MI 48074
Document Number	0052000547
Book / Page	005200 / 000547
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$172.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	840 PARKS RD LENOX MI 48048, LENOX, MI 48048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,300 (+4.63%)	$320,600 (+4.63%)
2025	$3,540.00 (+1.78%) Homeowner's exemption	$153,200 (+5%)
2024	$3,478.00 (+14.67%)		$306,400 (+5%)
2023		$145,900
2022	$3,033.00		$291,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
Frontier DSL	10 / 1

May also be available: T-Mobile, Xfinity.

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