6809 Cobalt Dr, Bakersfield, CA 93313 Property Records

Kern County property record for 6809 Cobalt Dr, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,031 sqft · built 2008
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jan 2022)
Tax Bill	$5,875 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`538-071-03-00-7`

Property Details

APN / Parcel Number

Primary APN	`538-071-03-00-7`
Alternative APNs	`538-071-03-6` `5380710300` `53807103`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,031 sqft Living Area
Gross Area	2,689 sqft
1st Floor Area	2,031 sqft
Family Room	Family Room

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	538071036
Street Address	6809 COBALT DR
City	BAKERSFIELD
State	CA
Zip	93313-5325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6351 , BLOCK UN1, LOT 3
Legal Subdivision	6351 UN 1
Legal Tract	6351
Legal Block	3
Legal Lot Number	3
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	3
Census Block	3007
Census Tract	3218

Owner

Source: Kern County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6809 COBALT DR, BAKERSFIELD, CA 93313-5325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Dec 29, 2018	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Dec 26, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Jan 10, 2022 · Amount on Record
Deed Document Number	20222004411
Record Updated	Sep 20, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jan 10, 2022
Property Address	6809 COBALT DR, BAKERSFIELD, CA 93313-5325
Document Number	0000004411
Map Reference	MB 56 PG 180-182
Instrument Date	Jan 1, 2022
Instrument	222004411
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6809 COBALT DR, BAKERSFIELD, CA 93313-5325

Mortgage

Document Number	0000004412
Date	Jan 10, 2022
Instrument	222004412

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERN CA
Property Address	6809 COBALT DR, BAKERSFIELD, CA 93313-5325
Document Number	0000009064
Instrument Date	Dec 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6809 COBALT DR BAKERSFIELD CA 933135325, BAKERSFIELD, CA 93313-5325

Mortgage

Document Number	0000009064
Date	Jan 28, 2019
Instrument	9064

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

Interest

Rate	3.37%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	6809 COBALT DR, BAKERSFIELD, CA 93313-5325
Document Number	0000005473
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6809 COBALT DR BAKERSFIELD CA 933135325, BAKERSFIELD, CA 93313-5325

Mortgage

Document Number	0000005473
Date	Jan 16, 2019
Instrument	5473

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,875.00 (+3.84%)	$424,482 (+4.04%) Land $74,284 Building $350,198
2023	$5,658.00 (+33.41%)	$408,000 Land $71,400 Building $336,600
2022	$4,241.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, Verizon.

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