6808 Deer Creek Loop, Horace, ND 58047 Property Records

Cass County property record for 6808 Deer Creek Loop, Horace, ND 58047

Property Summary

Property Type	Other
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Last Sale	$380,250 (Jun 2026)
Tax Bill	$832 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2025 Construction Loan
Flood Zone	Zone X (reduced by levee)
APN	`15-3130-00310-000`

Property Details

APN / Parcel Number

Primary APN	`15-3130-00310-000`

Exterior

Lot Area	6,055 sqft

Location & Zoning

Street Address	6808 DEER CREEK LOOP
City	HORACE
State	ND
Zip	58047-2840
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	LOT: 27 BLOCK: 2 ADDITION: DEER CREEK ESTATES 2ND ADDITION ADDITIONAL: DEER CREEK ESTATES 2ND ADDN LT 27 BLK 2 **6-9-22
Legal Subdivision	DEER CREEK
Legal Block	2
Legal Lot Number	27
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2004
Census Tract	40503

Owner

Source: Cass County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6808 DEER CREEK LOOP, HORACE, ND 58047-2840
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage VALLEY MORTGAGE
Nov 13, 2025	Deed of Trust, Mortgage · Construction Mortgage CHOICE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Deed Document Number	20261761977
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 30, 2026
Property Address	6808 DEER CREEK LOOP, HORACE, ND 58047-2840
Document Number	0001761977
Instrument Date	Jun 29, 2026
Instrument	20261761977
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001761977,
Date	Jun 30, 2026
Instrument	20261761977

Lender

Name	VALLEY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	6808 DEER CREEK LOOP, HORACE, ND 58047
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	FM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4178 OSGOOD PKWY S, FARGO, ND 58104-3302
Investor	Possibly a Property Investor

Mortgage

Document Number	0001747035
Date	Nov 13, 2025
Instrument	1747035

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	FARGO, ND 58104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	16 Months
Due	Mar 30, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$832.00 (+90.83%)	$17,100 (-) Land $17,100	$34,200 (-) Land $34,200
2023	$436.00	$17,100 Land $17,100	$34,200 Land $34,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 84% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
CenturyLink Fiber	1,000 / 1,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Dickey Rural Telephone Cooperative.

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