6806 Switchboard Rd, Spencer, IN 47460 Property Records

Owen County property record for 6806 Switchboard Rd, Spencer, IN 47460

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,215 sqft · built 1992
Lot Size	2.35 acres (102,366 sqft)
Owner	Individual Name on File
Last Sale	$170,969 (Jul 2025)
Tax Bill	$331 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60-17-28-100-200.050-016`

Property Details

APN / Parcel Number

Primary APN	`60-17-28-100-200.050-016`
Alternative APN	`00000982940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
1st Floor Area	1,215 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mobile Home
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	102,366 sqft (2.35 acres)
Shed	1 Shed
Shed Area	112 sqft
Lean-To	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000982940
Street Address	6806 SWITCHBOARD RD
City	SPENCER
State	IN
Zip	47460-5957
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	IN E 1/2 SE & IN E 1/2 NE S28 T9 R3 2.35A AKA PT TRACT 5 GREEN ACRES II RETIRED TITLE
Legal Range	3
Legal Township	9
Legal Section	28
Legal Tract	5
Jurisdiction	OWEN IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	955900

Owner

6806 Switchboard Rd, a mobile home, is owned and occupied by an individual who bought it in July 2025.

Source: Owen County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6806 SWITCHBOARD RD, SPENCER, IN 47460-5957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit OUR COMMUNITY BANK
Jul 14, 2025	Personal Representative Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jul 14, 2025	Affidavit of Death of Joint Tenant, Transfer
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit OUR COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2025 · Amount on File
Deed Sale	Jul 14, 2025 · Amount on File
Deed Document Number	2025240644
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	6806 SWITCHBOARD RD, SPENCER, IN 47460-5957
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208620
Date	Apr 24, 2017
Instrument	208620

Lender

Name	OUR COMMUNITY BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2037

July 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OWEN IN
Recording Date	Jul 14, 2025
Property Address	6806 SWITCHBOARD RD, SPENCER, IN 47460-5957
Document Number	0000240644
Instrument Date	Jun 30, 2025
Instrument	240644
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6806 SWITCHBOARD RD, SPENCER, IN 47460-5957

Mortgage

Document Number	0000240645
Date	Jul 14, 2025
Instrument	240645

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2055

July 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	OWEN IN
Recording Date	Jul 14, 2025
Property Address	6806 SWITCHBOARD RD, SPENCER, IN 47460-5957
Document Number	0000240643
Instrument Date	Jun 30, 2025
Instrument	240643
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6606 SWITCH HOORD RD, SPENCER, IN 47460

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	6806 SWITCHBOARD RD, SPENCER, IN 47460-5957
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	208620
Date	Apr 24, 2017
Instrument	208620

Lender

Name	OUR COMMUNITY BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 6806 Switchboard Rd was $331 with a homeowner's exemption, up 2.5% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Clay Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$331.00 (+2.48%) Homeowner's exemption	$85,300 (-4.69%) Land $30,800 Building $54,500	$85,300 (-4.69%) Land $30,800 Building $54,500
2024	$323.00 (-24.18%) Homeowner's exemption	$89,500 (+6.04%) Land $24,800 Building $64,700	$89,500 (+6.04%) Land $24,800 Building $64,700
2023	$426.00 (-53.19%)	$84,400 (-1.97%) Land $24,800 Building $59,600	$84,400 (-1.97%) Land $24,800 Building $59,600
2022	$910.00	$86,100 Land $24,800 Building $61,300	$86,100 Land $24,800 Building $61,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6806 Switchboard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1995–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6806 Switchboard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smithville Communications DSL	90 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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