6806 Silver Rock Ct, Katy, TX 77449 Property Records

Harris County property record for 6806 Silver Rock Ct, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,425 sqft · built 2003
Lot Size0.143 acres (6,219 sqft)
OwnerIndividual Name on File
Last Sale$133,700 (Aug 2009)
Tax Bill$4,041 (2025)
Deeds & MortgagesMar 2024 Mortgage
Sep 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN123-224-003-0018

Property Details

APN / Parcel Number

Primary APN123-224-003-0018

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,425 sqft Living Area
1st Floor Area1,360 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area6,219 sqft (0.143 acres)
View / LotPrimary
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1232240030018
Street Address6806 SILVER ROCK CT
CityKATY
StateTX
Zip77449-7627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 18 BLK 3 CROSS CREEK SEC 1
Legal SubdivisionCROSS CREEK SEC 1
Legal Block3
Legal Lot Number18
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1014
Census Tract542106

Owner

6806 Silver Rock Ct is owned and occupied by an individual who bought it in August 2009.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address6806 SILVER ROCK CT, KATY, TX 77449-7627
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2024Vendor's Lien, Transfer · Conventional Mortgage
NATIONS LENDING CORP
Sep 24, 2018Deed of Trust, Mortgage · FHA Mortgage
SECRETARY/HSNG & URBAN DEV
Sep 24, 2018Loan Modification, Mortgage
MIDFIRST BK
Sep 24, 2018Loan Modification, Mortgage
MIDFIRST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2009 · Amount on File
Deed SaleAug 21, 2009 · Amount on File
Prior SaleMar 13, 2009 · Amount on File
Deed Document Number2009381093
Deed Book / Page1321 / 281
Prior Transfer DateMar 11, 2009
Prior Transfer Doc20090103554
Record UpdatedOct 29, 2026

March 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateMar 11, 2024
Property Address6806 SILVER ROCK CT, KATY, TX 77449-7627
Document Number0000084366
Map ReferenceMF 521187
Instrument DateFeb 26, 2024
Instrument2024-84366
Transaction TypeTransfer
Record UpdatedMar 19, 2024
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6806 SILVER ROCK CT, KATY, TX 77449-7627

Mortgage

Document Number0000084367
DateMar 11, 2024
Instrument2024-84367
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2054

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address6806 SILVER ROCK CT, KATY, TX 77449-7627
Document Number0000455954
Instrument DateSep 24, 2018
Transaction TypeMortgage
Record UpdatedOct 15, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6806 SILVER ROCK CT KATY TX 774497627, KATY, TX 77449-7627

Mortgage

Document Number0000455954
DateOct 4, 2018
Instrument455954
Lender
NameSECRETARY/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 3, 2048

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address6806 SILVER ROCK CT, KATY, TX 77449-7627
Document Number0000110066
Instrument DateSep 24, 2018
Transaction TypeMortgage
Record UpdatedMar 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6806 SILVER ROCK CT KATY TX 774497627, KATY, TX 77449-7627

Mortgage

Document Number0000110066
DateMar 20, 2019
Instrument110066
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
AmountAmount on Record
Term360 Months
DueMar 19, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address6806 SILVER ROCK CT, KATY, TX 77449-7627
Document Number0000463808
Instrument DateSep 24, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6806 SILVER ROCK CT KATY TX 774497627, KATY, TX 77449-7627

Mortgage

Document Number0000463808
DateOct 10, 2018
Instrument463808
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
AmountAmount on Record
Term12 Months
DueOct 9, 2019
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 6806 Silver Rock Ct was $4,041 with a homeowner's exemption, down 8.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$273,686 (-4.9%) Land $56,810 Building $216,876$273,686 (-4.9%) Land $56,810 Building $216,876
2025$4,041.00 (-8.18%) Homeowner's exemption$287,785 Land $56,810 Building $230,975$287,785 Land $56,810 Building $230,975
2024$4,401.00
2023$304,883 Land $56,810 Building $248,073$304,883 Land $56,810 Building $248,073
2022$1,473.00
2020$1,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6806 Silver Rock Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 41 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6806 Silver Rock Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 157
serves 13,062 people · EPA ID TX1011430
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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